Credit Cards > Debit Cards

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What :heh:

Use credit card = pay interest

Use debit card = don't interest

I only use credit cards to keep my credit score up.

I hear you breh but if you pay it off at the end of the cycle no interest is charged.

When we shop the 3% merchant fee is already added to the price. I see the cash back as an instant discount so I pay less than paying in cash.
 

Big Blue

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What :heh:

Use credit card = pay interest

Use debit card = don't interest

I only use credit cards to keep my credit score up.
I swear there are some dummies in here. You don't pay interest if you pay the whole bill at the end of the month. As long as you treat your credit card like a debit card, you're winning.

I have 2 racks worth of Chase points, I get airport lounge access etc. with my card
 

El Bombi

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I swear there are some dummies in here. You don't pay interest if you pay the whole bill at the end of the month. As long as you treat your credit card like a debit card, you're winning.

I have 2 racks worth of Chase points, I get airport lounge access etc. with my card

You can get the same benefits with a debit card dumbass.

What banks are y'all using. :heh:
 

malleymal

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I was mad that I didn’t start doing this earlier. Have been doing credit card only and pay off for the pst 3 years. So many points and miles.

You have to have the bank to pay it all off.
 
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