IMO living with your parents is totally underrated. Being a "responsible adult" is a fukking scam

[boriquaking]

Everything you said about white people setting us up for failure is the truth.


They want us to shoot for the American dream and fail.

 

[Scuti]

this hits home with me (no pun intended) cause im just at that age (21) where im on the fence. Just got my first corporate job this month interning 9-5, and all i can say is that this shyt aint the wave.
definitely dont see myself doing this in 20, 10, shyt, even 5 years from now. how do people live like this until they retire at 55+?
living at home right now and looking for a place...part of me wants the freedom, the other half would rather not even bother with the headaches and shyt.
the life we live...

 

[delta]

see what i mean about foreclosure or eviction.. people paying for homes they shouldn't even bother buying... but it's a competition, because teresa and sam just bought a 2 bedroom place, so we have to go buy a 3 bedroom place even though teresa and sam is making double of what we making...

the banks and lenders love it and don't care

having realistic financial goals with your partner could be its own damn thread

 

[Scoop]

If you got the money fine..I agree...If i had the money I would get my own place but trying to force it and living with 5 roomates like those retards in sanfrisco .....thats ridiculous.....

No reason why you would have to live in San Fran or any metro that is overly expensive...

 

[Oran "Juice" Jones]

If I ever have kids they can stay with me til they 50 for all I care.
They didn't ask to be born.
It's the least I could do for pretty much forcing them into this bullshyt we call life and death for my own selfish reasons.

Excellent post. Being a parent is a lifelong job.

You never stop being responsible for your kids.

 

[flea]

That's cool and all but you have no hoes

 

[Larry Lambo]

i doubt anyone in america or the world will have 30k saved up with this report here , where 7 out of 10 americans have less than $1,000 in savings

Nearly 7 in 10 Americans have less than $1,000 in savings

However, new data emerged this week from personal-finance news website GoBankingRates that shows just how dire Americans' savings habits really are.

Last year, GoBankingRates surveyed more than 5,000 Americans only to uncover that 62% of them had less than $1,000 in savings. Last month GoBankingRates again posed the question to Americans of how much they had in their savings account, only this time it asked 7,052 people. The result? Nearly seven in 10 Americans (69%) had less than $1,000 in their savings account.

Breaking the survey data down a bit further, we find that 34% of Americans don't have a dime in their savings account, while another 35% have less than $1,000. Of the remaining survey-takers, 11% have between $1,000 and $4,999, 4% have between $5,000 and $9,999, and 15% have more than $10,000.


Furthermore, even though lower-income adults struggle with saving money more than middle- and upper-income folks, no income group did particularly well. Some 29% of adults earning more than $150,000 a year, and 44% making between $100,000 and $149,999, had less than $1,000 in savings. Comparatively, 73% of the lowest income adults (those earnings $24,999 or less annually) had less than $1,000 in their savings account.

There was even minimal difference between multiple generations of Americans. From seniors aged 65 and up to young millennials aged 18 to 24, between 62% and 72% of Americans had less than $1,000 in a savings account.

Misleading study. The question they asked is how much someone has in their savings account. You can have savings and not have a savings account. Right now savings accounts don't earn sh*t anyways, so there's really no real reason to have one except to separate the spending money from what you've accumulated.

I didn't have have a savings account for most of my adulthood, and had all my money in checking or investment accounts. But I had plenty money saved up.

 

[Palm Tree's & Blunts]

Speak for yourself

Having your own pad

 

[dem bath salts]

Nikka said he perform his chores with passion and pride

 

[dem bath salts]

A lot of this shyt you saying I figured it out a 21. The American dream and shyt u see on tv is an illusion. Yeah, a few people get those things but they usually come from the right people and right place. Honestly the only thing that really matters is that you have enough money to live in a hospice if you become disable and health insurance. Everything else is just ice cream

 

[Drew Wonder]

I don't knock adults who still live with their parents but I personally couldn't do it. Yes paying rent/mortgage/bills sucks but I just need my freedom and I know too many people whose relationships with their parents have suffered due to living with them for too long. My relationship with my parents has actually gotten better over the years due to not living with them. Makes me miss them more and I actually look forward to visiting them during the holidays/special occasions. That wouldn't be the case if I had to see them every damn day

And I couldn't imagine dating while living with my parents. Not even trying to clown anyone, but for those who live with your parents, how do you deal with dating/bringing girls home?

 

[ALonelyDad]

I agree, better to save money before settling in life. The ones who move out from what I have seen mostly still have roomates or etc.

 

[Rozay Oro]

people chase these ideals of "success" but what is success really? they put too much pressure on themselves and end up in a horrible situation. car note, student loans, apartment, going out?...you're a slave

its like the Tortoise vs the Hare. while you're moving all fast thinking you're winning the guy that was "lazy" still wins the race

like my uncle. That mothafukka did everything that u weren't suppose to do and still lived a better life then most people. nikka smoked crack, fukked with the dirtiest chicks, never worked, always did risky shyt and hes happy while some millionaire have a gun in his mouth right now.

Lol he happy but how he livin tho?

 

[Wild self]

Living with your parents at a later age will become the norm in a few years. Take a look at rent prices and the price of a house in a decent neighborhood. Rent and home prices are doubling while the average income is staying the same.

People dont see this in the Trump era. When the next recession soon hits, people will stop being on that arrogant shyt.

 

[darealvelle]

I have a buddy that moved back in with his folks at the age of 31 due to fact he works a commission based job and the business has slowed down. I told bruh you need to worry about finding another gig, then chase these young girls around renting out hotel rooms.