It’s not damn near 12k after taxes and insurance. Unless you in a state with no state tax.
“$200,000 a year is the new $70,000”
- Thread starter BrothaZay
- Start date
T-K-G
Veteran
Why are you trying to buy a home in New York City to begin with? Flushing a ton of money down the toilet but that's a different conversation, y'all need to stop using these 1 of 1 cities as standards, shyt makes 0 sense. These places are 1 of 1 for a reason, it's not supposed to be anyone's standard metric of anything.
you took the hypothetical to the most extreme
most people are renting in NYC, so yes if you alone are making 200k you should be living pretty nice, you just brought owning a house there out of nowhere and didn't even factor in that you would only need to buy a house with a 2nd adult who also bringing in money, so you'd have more than 200k anyway
This is more accurate
earning 200k places you roughly in the top 5% of earners in the US
Exactly....I'll let them rock.
200k a year as a single non childless adult anywhere in America except maybe Manhattan youre living comfortably
Depends on the definition of "comfortably". If we're talking owning a home in a decent neighborhood, having a decent amount stacked up with a decent amount of disposable income, then it's doable but a stretch in the cities I listed. Especially SF
Tribal Outkast
Veteran
Give me 200k in Charlotte and let me show you
Been telling yall this 
Why are you trying to buy a home in New York City to begin with? Flushing a ton of money down the toilet but that's a different conversation, y'all need to stop using these 1 of 1 cities as standards, shyt makes 0 sense.
you took the hypothetical to the most extreme
a) I named 5 cities in America where I get the sentiments, which means for everywhere else the OG statement is false
b) I literally said the statement was a stretch
c) most people are renting in NYC, sure. But they're paying mortgage prices to rent so what are we really saying here?
I don't understand how any of that is extreme
He gave you 5 infamously expensive cities while admitting 70K is a stretch and you pushed back with a caveat for what?200k a year as a single non childless adult anywhere in America except maybe Manhattan youre living comfortably
20 years ago, you could've probably the same thing about 70K.
The point is you have to be in the Top 5% of the country to live the life that people assigned to "middle class" about a quarter century ago, which is a (purposely) broken system.
As I said 70K is too far but it's essentially the new bar of entry for what "6 figures" (100-120K) used to afford you.
the coli where everyone got two bitcoins, 100k in their savings, no debt and makes 120k minimum
This. I probably will not hit 200 this year, but likely will next year unless Trump makes shyt even worse. For me to take home close to 12K a month I'd need to be grossing about 20K.
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AI is basically saying the same thing. And at that income level you getting killed in taxes.
"To live comfortably in a major U.S. city, a single adult typically needs to earn between $85,000 and $175,909 annually, while a family of four often requires a combined income exceeding $200,000, and potentially upwards of $300,000 in the most expensive cities".
"To live comfortably in a major U.S. city, a single adult typically needs to earn between $85,000 and $175,909 annually, while a family of four often requires a combined income exceeding $200,000, and potentially upwards of $300,000 in the most expensive cities".
The funny part is more than 95% of the posters agreeing with the title don't even have $10k liquid yet talking down on $200k.
