12% is 
I've been seeing returns along those lines w/ my VUL, and just recently upped my contribution to that. The ROTH I have is doing pretty well too, overall in the 8-10% arena last I checked.

I've been seeing returns along those lines w/ my VUL, and just recently upped my contribution to that. The ROTH I have is doing pretty well too, overall in the 8-10% arena last I checked.