Almost 40, No Career, 47k in Debt- 'I worked very hard and it didn’t pay off. It feels very unfair'

Ezekiel 25:17

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40 isn't too late. If he doesn't have the patience for college, there's still other venues like IT Certs or Trucking. If he's desperate he should get a roommate. Grinding for just 2 years can make a BIG difference for most folks
 

Originalman

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Wtf you quit for. Never leave a job until you got your next job. Then you take all your PTO days and have a nice lil vacation before you start your new job. shyt I be on USAjobs, Indeed and LinkedIn at work when I’m bored. Just keeping my eye on the streets.

^Message!
 

Originalman

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$47K is a small amount of debt especially if you make 70K a year. Dude just got to be sick and tired of being sick and tired.

The dude also hustling backwards you never quit a job before you have a new job and you never go in debt for a degree that won't bump your current pay up.

As far as his experience he has a truck load and hotels can't even find folks to work now. All he got to do is take one of those rotational Hotel manager positions. In these positions you work for one of the big branches and they move you around to a new Hotel whenever it is built. You manage at the new hotel for a few months and then they send you to another location to repeat the process.

So basically you just getting the new hotel up to speed and handing it off to the next manager. The plus about this job is that you keep your high salary and often get to live in small towns with low cost of living and best of all the hotels pay for your living quarters (most times you stay in a room in the hotel that has a refrigerator, kitchen, living room, bed room with washer and dryer or the hotel cleans your clothes once a week for free). So dude can eliminate his room and board costs.

I knew a sista who did this and was able to pay off all her debt and stack her money.

Kats just got to think out of the box when it comes to getting out of debt, Especially men in their 30s, 40s and 50s. Cause society ain't gonna feel sorry for you like a woman.
 

Ezekiel 25:17

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I grew up with a chick who had a nervous breakdown at 23 cause she went to some private college in Florida and graduated with over 200k in debt. When she got out only job she could get was doing verizon helpdesk phone support for 15 dollars and hour. When them loan payments hit it was damn near her whole paycheck. She didn't have money to cover food, rent, car, anything. And when I say nervous breakdown she legit went into a mental institution due to the stress. They put her payments on hold for a year and then told her looney or not they were going to start them payments back up in 365 days AND they would be recouping that money they let her not pay the previous year. No clue what happened to her. She used to clown me when we graduated cause I was only willing to go to schools that was giving me a scholarship. Wonder what she doing now. Probably still running around in a diaper like she was when she first went crazy. Not joking we went to pick her up once to go to a party and she came out in a shirt and a DIAPER. I was like "what kind of party is this we going to :mjtf:" Turned out that was the beginning of her losing her mind.

She sound like a complete dumbass. I'd have went to another country:mjlol:
 

Ezekiel 25:17

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Bootstrap Coli at it again.
47K in debt with 2 daughters means 70K isn't much of anything.

Millennials are 1980-95, Gen X is 1965-80 so the oldest Millennials are turning 42.

That's HIS stupid ass fault. Mufukka shouldn't have had kids with a bytch that wouldn't work.:mjlol:

If the woman you get pregnant ain't making $60k minimum YOU LOST.

66apkq.gif
 

iBrowse

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Bootstrap Coli at it again.
47K in debt with 2 daughters means 70K isn't much of anything.

Millennials are 1980-95, Gen X is 1965-80 so the oldest Millennials are turning 42.
Ah, I was born in 1990 and was confused regarding the man in the story also being considered a millennial.
 

Ezekiel 25:17

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Where does this story mention his daughters' mother not working? You're making shyt up to justify a simplistic view.

We assuming he's paying some type of child support, especially since he struggling on $70k salary.:stopitslime:

Regardless he still shouldn't have had kids if the relationship wasn't going to work. Had he got with the right woman he'd have someone to split the bills.
 

Nigerianwonder

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2 Things.

1) Hotel Management is a hard industry to get into and he has 10 years of experience nothing to sneeze at. He needs to get professional help on his resume most likely and he needs to hire a head hunter.

2) His debt is manageable but 47k isn't a small amount either.

He has experience but is he willing to move for better opportunities? A lot of folks want to struggle to survive in New york or major cities when they would be better off living somewhere in the country or a small town down south. I see a lot of young folks making this mistake. If you want to succeed you got to go to where the opportunity is. You can always move back to a big city once you get your life together.
 

feelosofer

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He has experience but is he willing to move for better opportunities? A lot of folks want to struggle to survive in New york or major cities when they would be better off living somewhere in the country or a small town down south. I see a lot of young folks making this mistake. If you want to succeed you got to go to where the opportunity is. You can always move back to a big city once you get your life together.

I agree, my cousin moved from Suburban NJ to Tennessee and it was the best decision she ever made. She won't even go back to NJ, she likes it out here.
 
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