DO ALL THAT SAVING THEN DIE.
NAH fukk THAT.
IM GONNA BALL OUT WHILE IM IN MY PRIME.
fukk TOURING THE GLOBE AS AN OLD MAN.
IM GONNA DO THAT NOW.
YOU CANT TAKE NONE OF THOSE SAVINGS WITH YOU WHEN YOU DIE.
ILL NEVER LOOK FORWARD TO RETIREMENT
UNLESS ITS A VERY EARLY RETIREMENT
BECAUSE THAT MEANS
YOURE AN OLD ASS MAN.
IVE SEEN TOO MANY BLACK MEN
DIE NOT LONG AFTER RETIREMENT.
I hope you don't have or plan on having kids to pass whats left of your assets to.
This selfish, short-sighted mindset hurts black people at large.
any way you cut it. 
I graduated 3 months before the 2008 recession hit


I mean alot of people live beyond their means tho. Living in LA, driving a BMW, rocking Gucci Belts all while working a mid level job. It's not all about the cost of living but that's a huge reason too.
i hate articles like this to a point.. like you should have your salary saved by 30 , double by 40, etc..
well majority of people are not making 75,000 a year plus...
or how about situation like employees at enron or investmets put into filthy brokers like madoff , etc
i have a couple from houston living on my street 62 years old both working because their total savings got fukked by enron...
Nothing you named is bullshytYall spend a bunch bullshyt though...DONT FRONT.
Smartphones,
Netflix
Uber
Fast Casual food
Amazon
etc
altho its clear wages are stagnant and havent kept up with inflation....you sure cant tell by the mall parking lots..everyones broke but these malls are still flooded with people (at least out here in the philly burbs)
DO ALL THAT SAVING THEN DIE.
NAH fukk THAT.
IM GONNA BALL OUT WHILE IM IN MY PRIME.
fukk TOURING THE GLOBE AS AN OLD MAN.
IM GONNA DO THAT NOW.
YOU CANT TAKE NONE OF THOSE SAVINGS WITH YOU WHEN YOU DIE.
ILL NEVER LOOK FORWARD TO RETIREMENT
UNLESS ITS A VERY EARLY RETIREMENT
BECAUSE THAT MEANS
YOURE AN OLD ASS MAN.
IVE SEEN TOO MANY BLACK MEN
DIE NOT LONG AFTER RETIREMENT.
I hope you don't have or plan on having kids to pass whats left of your assets to.
This selfish, short-sighted mindset hurts black people at large.
The people that get left with your assets are going to spend that shyt right away because they didnt earn it. So the assets you spent a lifetime acquiring are going to be spent on bullshyt in an instant
That must be why rich white families maintain their wealth for multiple generations like the Waltons, Johnsons, Rothschilds etc.
Keep thinking that.
I am so done with you backwards-thinking black people.
Come up with excuses for why you're passing nothing onto your children brehs.

This isn't the norm. you pocket watching and hating. foh
These articles totally ignore LIFE
Nothing you named is bullshyt
So because people are at the mall it means that they are managing their finances? WTF.
Are you that stupid to compare the Waltons and Rothchilds to people working 9-5s?That must be why rich white families maintain their wealth for multiple generations like the Waltons, Johnsons, Rothschilds etc.
Keep thinking that.
I am so done with you backwards-thinking black people.
Come up with excuses for why you're passing nothing onto your children brehs.
Are you that stupid to compare the Waltons and Rothchilds to people working 9-5s?

Little nikka.
Assets are assets. Whether you got $1000 or $1,000,000 you pass that shyt on to your children. I mean fukk, the least you can do is pass on your home.
The same principle applies whether you are a Walton or regular dude. The Walton family did not start off rich. Sam Walton started with one store and built it over a lifetime, then passed it on to his kids.
nikka you don't get principles. That's really the underlying issue.