"Americans ain't saving enough money" - CNBC

YouMadd?

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As long as you have it under control this is a good thing. Its dudes on IG that make a killing from betting on sports. Check mazivs_ on IG dude banking from gambling but you don't know the losses either. Again as long as you don't spend essential money why not spend money you might have spent on bs trying to up your bread.
Damn, dude is caked up :wow:
 

MJ Truth

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With birth control my man I'm not hearing anybody's excuses esp women for it. Guys have less control because we trusting women if they say they on bc and aren't. We still have condoms and that's worked pretty good for me. I understand primal instincts but when there are options that still help it's no excuse imo esp if you aren't financially ready
Get the fukk out of here.

There IS this thing called NOT having sex.

EVERYONE has control over getting somebody pregnant.
 

feelosofer

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Pretty much every other building I looked at that was cheaper had a serious rat and or roach problem and also didn't have a garage for my car and was far away from the PATH train. People get stabbed for their cars in Jersey I wasn't risking it and I wasn't trying to live with rats and roaches or walk far and get robbed when I get home from work. I'm pretty much paying for safety. :francis: But i may just chalk it up once my lease is up in a few months and move to Irvington because the rent should at most be $1,000 with utilities included. I'm not staying eastcoast though I am definitley going back to Chicago when my time here is done. There's no way anyone over here can save any money, but this is the GOAT learning experience for me, I'm glad I'm seeing it first hand for a little bit. The 1% really pulled it off spectacularly. :wow: The landlords were really looking at me with a straight face when I was apartment hunting months ago, saying the rent was $1,800+ utilities to live in a small ass 1'bedroom in Teachers Village in downtown Newark and as soon as I walk out the front door it's bodegas with old dudes selling dusty fake hats and crackheads drinking out of brown liquor store bags in front of abandoned buildings. Talking about "the area is gentrifying" :troll:
It ain't gentrified yet, why the rent so high.:stopitslime:

It's just making me appreciate the Chi more and more every day.

Low key tip. Move to the Oranges, my son just got a 2 bedroom apt in Orange He's paying 1100 a month, its near the Highland station, maybe not as close to the path trains that you like but the 44 bus runs to Penn Station and the apt is literally across the street from that stop. It's in an OK area, not too far from West or South Orange. You may want to consider it.
 

Cynic

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altho its clear wages are stagnant and havent kept up with inflation....you sure cant tell by the mall parking lots..everyones broke but these malls are still flooded with people (at least out here in the philly burbs)

Interest rates are low... so credit is cheap
 

FlimFlam

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There is truth to the premise.. i aint on no top notch shyt but i been to a few nations and ive had the luxury if spending sone time in folks homes and really gaining some outside insight and worthwhile perspective. We really do live excessive lives at certain menial income levels, (40 k 50 k up) its a trip what we consider "middle class" in this nation.

Folks dont outright own shyt aint even crackin 100k (which should be consideres lower middle) talking bout they in the middle of something...and this aint no nikka exclusive problem. This whole economy is based on consumption be it drugs or other stupod commidities and usury...
 

Huellz Santana

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Da city where the skinny nikkas die
How else can you expand the economy with workers having stagnated wages? Disposable income is desperately needed to relieve stress from workers so that their 40+ hours per week actually MEANS something. Paying bills and dying just kills any motivation that the average worker has. All the while corporate taxes are damn near gone and the wealthy are making record profits and not giving back to the economy.

this is why i think it's a mistake for the elite and big companies to go this route. You need a class of consumers. And in order for people to consume they need money.​

This is why I gamble on sports and crypto markets.... seeing returns that I’d have to work an entire month for :heh:

:mjgrin:
 

Calmye

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Never and you bytches can never give a reason why. Y'all just say it like the bytches y'all are. Y'all need to stop being jealous bytches but probably lean that shyt hanging around your mom like a bytch.
Breh wtf are you talking about. Spending beyond your means fukks up your savings. Relax nikka you're way to extra.
 

philmonroe

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Breh wtf are you talking about. Spending beyond your means fukks up your savings. Relax nikka you're way to extra.
fukk are you talking about? I never said it doesn't. I get tired of cats with this nikkas spending their money on expensive things bullshyt every time this topic comes up when this isn't even about them cats. Most of the people in here aren't buying all that shyt but you or someone else always mentioning that bullshyt. Foh with that. You relax nikka you way too extra.
 

Calmye

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fukk are you talking about? I never said it doesn't. I get tired of cats with this nikkas spending their money on expensive things bullshyt every time this topic comes up when this isn't even about them cats. Most of the people in here aren't buying all that shyt but you or someone else always mentioning that bullshyt. Foh with that. You relax nikka you way too extra.
nikka I don't always bring that shyt up. And I'm not talking about anyone in here. I'm making a comment on the article. Also im not hating on people buying shyt I just made another example of why it's hard for people to save. Why are you so mad about this? I didn't insult anyone. I spend beyond my means like most of America. I bought gear when I should've probably saved that money but it is what it is. My comment was in response to a post. I don't care how you spend your money fam. But to say that's not a reason why people can't save is retarded breh.
 

Taadow

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Even when you are able to put something away this grown adult life pulls you back into reality. As soon as you get some real money in you savings:

Time for new tires on the car:mjgrin:

The hot water heater just went up :mjgrin:

Your kid needs braces :mjgrin:

It's time to buy Christmas presents :mjgrin:
Your Anniversary :mjgrin:
it's your friends' sons' birthday :mjgrin:
Valentine's Day :mjgrin:
"you're phone is too old, you need to keep up" :mjgrin:
"you're X-rays came back, you're gonna need surgery to fix that or else you'll have to get a shot every month" :mjgrin:
 

philmonroe

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nikka I don't always bring that shyt up. And I'm not talking about anyone in here. I'm making a comment on the article. Also im not hating on people buying shyt I just made another example of why it's hard for people to save. Why are you so mad about this? I didn't insult anyone. I spend beyond my means like most of America. I bought gear when I should've probably saved that money but it is what it is. My comment was in response to a post. I don't care how you spend your money fam. But to say that's not a reason why people can't save is retarded breh.
nikka learn to read. I never said it wasn't a reason people couldn't save money nikka. Outside of that we will just have to agree to disagree cause it wasn't no need to bring the shyt up. Lastly of course you couldn't talk about nobody personally because who do you know personally? So no stuff you ain't talking about nobody personally
 
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