Anyone have tips on getting a line of credit for their business?

Amerikan Melanin

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Wife runs her own biz and gets paid thru the company as an independent contractor. She wants to expand her brand now. Business line of credit to get PR popping and also do some other things.
 

DrBanneker

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Wife runs her own biz and gets paid thru the company as an independent contractor. She wants to expand her brand now. Business line of credit to get PR popping and also do some other things.

How long has she been in business? Has she established a credit history with the business with a business credit card? Banks are tough on small biz these days and don't fall for the loan sharkers.

P2P lenders like Lending Club, Prosper, Kabbage, etc. are personal loans but can help.
 

DrBanneker

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Focus on direct marketing offline and some local SEO. Use those profits to target more affluent clientele via zipcodes.

You don't need a loan or branding/PR unless she's Coca Cola with a board to answer to .

Getting a loan will only go towards some agencies bottom line.
 
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