Aye fukk Dave Ramsey

[princeofhaiti]

the audacity of that statement on fox news

I watch him on youtube from time to time to see him grill ppl for getting NON-STEM degrees & ask why they not working a 2nd job at pizza hut to make ends meet

Pure entertainment play for me but hes definitely too much of a boomer for me since he doesnt believe in credit cards and getting the rewards simply from paying back lent money on time

 

[Sonic Boom of the South]

Mods need to merge that other thread on this same shyt

 

[newarkhiphop]

 

[Shadow King]

He's not wrong, but he ain't right

 

[Remote]

 

[Robbie3000]

All his advice is summarized into "pay your debts" and "buy everything in cash"

Thats great advice though. His philosophy on personal finances is right on.

It’s when he ventures in to public policy that he fukks up. $1400 can bring some relief to people and stimulate the economy. The added unemployment benefits and student loan forgiveness achieves the same goals.

But more people should follow his advice on living below your means and not incurring debt.

 

[Reno89]

Doesn't he recommend the saving up $1,000 for an emergency fund? Why? To have money for emergencies, and not have to go into debt when an emergency happens.

Wouldn't $600, or better yet $1,400 serve the same purpose?

 

[Reno89]

Dude is so out of touch that he still believes that you can buy a reliable beater car for $1,000. It's been a long time since the 80s fam

 

[Field Marshall Bradley]

I've always thought Dave Ramsey's financial advice was draconian and mostly unrealistic.

When everyone else was on his wave several years ago, I was said then that his advice wasnt it...

Dude will have you living in someone's basement or garage, eating crackers and bologna, and driving 1997 cash beater and trying to get from under debt the next decade. That isn't living.

A lot of people actually did that to get out of debt.... Dave Ramsey is a hoe ass motherfukka...... but it's plenty of people that sacrificed for several years to get debt free... it's not uncommon at all..... new cats don't understand sacrifice and discipline anymore.....

 

[Serious]

My wife listens to this fukking cac retard...

Breh

thats a good thing you don’t want her recklessly spending your money

 

[SATAN]

Coli c00ns and cacs actually caping for this dude

 

[TallMan_J]

He tells people not to go to school, take low wage jobs, not to invest, not to buy a house etc until they pay off all debt. shyt is retarded. If you could invest 10,000 to make 100,000 he'll tell you to take the 10,000 to pay off debt instead. Consumer debt like credit cards and cars are terrible but he tells people dumb shyt like not to get an education to raise their earning potential.

Do not forget that investing is a risk. That’s the problem with many Americans right there.

You shouldn’t be investing shyt or making major purchases if you your consumer debt is higher than your actual income. I’ve heard people call into his show making $30k, but financing a $50k vehicle while having student loans and thousands of dollars in credit card debt. These people call in crying, suicidal, and regretful from all over the country.

He’s like the Kevin Samuels of the finance lane. His advice isn’t for the sensitive. He’s quick to call his listeners foolish and “stupid”, but his takes on money and debt have helped A LOT of people. He has a HUGE following, and people that swear by him. He’s doing something right.


The two Black dudes that are his co-hosts are very knowledgeable too.

 

[TallMan_J]

That was insensitive, but let’s not pretend like he doesn’t give good financial advice.

These clowns are so full of shyt.


Hit dogs holler, and these nikkas got in their feelings. It’s really that simple.

what financial advisor would y'all recommend instead?

There’s no problem with listening to David Ramsey’s content. He’s helped a lot of people across the country. Do yourself a favor.... DO NOT listen to the dumb and sensitive broke nikkas on this board.


My advice would be to ingest and read from different sources. Take the knowledge from every expert you can, especially the Black ones.

 

[Sad Bunny]

He tells people not to go to school, take low wage jobs, not to invest, not to buy a house etc until they pay off all debt. shyt is retarded. If you could invest 10,000 to make 100,000 he'll tell you to take the 10,000 to pay off debt instead. Consumer debt like credit cards and cars are terrible but he tells people dumb shyt like not to get an education to raise their earning potential.

No he doesn't LOL

 

[Sad Bunny]

But he won’t teach us that side of the game...

He literally promotes people becoming Financial coaches on his own website lol