Aye fukk Dave Ramsey

[winb83]

Stephen Graham is the financial guru these people should be following. He’s successful and he likes to use math instead of telling you buy a 92 beat up civic. He also understands how to finance and use credit cards the right way.


He literally has the formula that I teach to people on how to get 800 credit scores yet people still blow money on credit repair people who are finessing them

Dave Ramsey built a financial empire of giving people bad advice that in a very short window works out. He's like the health coach that tells you to permanently eat in a caloric deficit for the rest of your life. After a certain point that's to your detriment but he still says do it. His tools are mostly for people facing complete financial oblivion.

Graham Stephan (if that's who you meant) is more about frugality and common sense finance. Living within your means and saving money where you can. He's all for credit and getting stuff back for spending money. He is a much better coach than Ramsey.

I kinda like Ramit Sethi's advice.

 

[UberEatsDriver]

Shid you winning then. At least she is trying to be financially responsible. He gives decent advice like staying out of debt and don't create new debt. Very few people know how to use debt to their advantage. Most American are in bad shape right now because they can manage money and buy shyt they can't afford

He’s unrealistic about how someone should live their life. His debt advice is good but everything else is silly. His opinions on credit cards are stupid.

 

[Silkk]

Only thing I don't like about Dave is how close minded dude is. And none of his co-hosts (employees) ever disagrees with him. Literally all of them be sucking his dikk. Even when they talk first and he disagrees, They'd then switch up their opinions to agree with him

 

[MasterOfAllHeSurveyz]

Which argument are you referring to?

"If you need an extra $1400 in tax cuts them your life was already shytty"

Seriously asking

He’s being a supreme hypocrite. He has tons of videos and articles on the benefits of the Trump tax law where the average amount of tax relief is the same amount as the stimulus for a family he uses in his examples.

 

[Kyle C. Barker]

L

He’s being a supreme hypocrite. He has tons of videos and articles on the benefits of the Trump tax law where the average amount of tax relief is the same amount as the stimulus for a family he uses in his examples.

Got ya fam. I agree

 

[UberEatsDriver]

Dave Ramsey built a financial empire of giving people bad advice that in a very short window works out. He's like the health coach that tells you to permanently eat in a caloric deficit for the rest of your life. After a certain point that's to your detriment but he still says do it. His tools are mostly for people facing complete financial oblivion.

Graham Stephan (if that's who you meant) is more about frugality and common sense finance. Living within your means and saving money where you can. He's all for credit and getting stuff back for spending money. He is a much better coach than Ramsey.

I kinda like Ramit Sethi's advice.

Yes that’s who I meant I got his first and lame name mixed up.

 

[jazzfan]

Dave Ramsey runs the Christian version of Scientology.
Thou shalt not question Dave Ramsey!

Dave Ramsey carries a loaded Gun and has displayed it at company meetings.
Dave has fired a female employee for Pre martial sex and have a baby out of wedlock.
Dave requires potential employees to show a budget based on what Dave will pay them.
Dave is a hypocrite and has covered up his employee Chris Hogan's affairs with many women including other Ramsey employees.
Dave required Chris Hogan and his ex wife to allow confidential martial counseling after sessions to be turned over to Dave's company.

Dave Ramsey runs his company with an iron fist and all who oppose him will be destroyed but like Brother Love, He Loves You!

 

[jazzfan]

Double post

 

[UberEatsDriver]

Dave Ramsey runs the Christian version of Scientology.
Thou shalt not question Dave Ramsey!

Dave Ramsey carries a loaded Gun and has displayed it at company meetings.
Dave has fired a female employee for Pre martial sex and have a baby out of wedlock.
Dave requires potential employees to show a budget based on what Dave will pay them.
Dave is a hypocrite and has covered up his employee Chris Hogan's affairs with many women including other Ramsey employees.
Dave required Chris Hogan and his ex wife to allow confidential martial counseling after sessions to be turned over to Dave's company.

Dave Ramsey runs his company with an iron fist and all who oppose him will be destroyed but like Brother Love, He Loves You!

Any receipts? Wow that’s awful

 

[jazzfan]

https://www.tennessean.com/story/mo...ys-empire-best-place-work-america/4281535001/

 

[CrimsonTider]

Yeah, dude has definitely become jaded over the years. I stopped listening to his radio show as well for the same reason. Seems like the mask came off and his true CAC personality is shining through.

I will say I DID learn about how to erase my debt and better manage my money from Ramsey and Chris Hogan. Their advice is a very good "get right" tool.
To give a math example of how debt can be. Let's say you owe $10,000 dollars on a car with 5% interest rate. After 2 years, an extra $1,000 is added to your total if you don't pay it off by then.

but if the internet is only 5% why would you pay off the car if early if you are able too?


That money could be put in a index fun and get atleast a 7% return each year

 

[Kyle C. Barker]

Dave Ramsey runs the Christian version of Scientology.
Thou shalt not question Dave Ramsey!

Dave Ramsey carries a loaded Gun and has displayed it at company meetings.
Dave has fired a female employee for Pre martial sex and have a baby out of wedlock.
Dave requires potential employees to show a budget based on what Dave will pay them.
Dave is a hypocrite and has covered up his employee Chris Hogan's affairs with many women including other Ramsey employees.
Dave required Chris Hogan and his ex wife to allow confidential martial counseling after sessions to be turned over to Dave's company.

Dave Ramsey runs his company with an iron fist and all who oppose him will be destroyed but like Brother Love, He Loves You!

He has the most toxic work environment

but if the internet is only 5% why would you pay off the car if early if you are able too?


That money could be put in a index fun and get atleast a 7% return each year

This is the reason I don't like Dave ramsey.

Last November I owed about $10K on my auto loan and I had $10K laying around.

Dave would have told me to use that $10K to pay off my car and have "financial freedom".

I instead used that to buy 22 shares of TSLA at that time and those 22 shares are $20K now

Again, ramsey never shows people how to grow capital in any way. But he's really good at selling $10k courses to people in financial ruin (mind you that's possibly several semesters at a community college)

 

[jazzfan]

His investing advice is buy "good growth" mutual funds which he claims to return 12%.

 

[King Crimson]

He's not lying but I still want it.

Upon listening in full, not one lie was told. If you don't make enough, go work two jobs... Simple

Do you not understand that most of the people who would be working two jobs, probably can’t because of the lockdown that is going on a full year now? What is wrong with a little empathy? Some people’s entire savings have literally been emptied out trying to stay afloat. This gasbag comes on tv and says the most tone deaf, privileged shyt someone can say and nikkas applaud that shyt like he’s kicking knowledge. I consider myself fortunate that I haven’t been affected to the extent that many have. Sounds like you have been too. Take that and keep it pushing. Don’t look down on folks.
To see nikkas in here co-signing this shyt is shameful.

 

[MoveForward]

Do you not understand that most of the people who would be working two jobs, probably can’t because of the lockdown that is going on a full year now? What is wrong with a little empathy? Some people’s entire savings have literally been emptied out trying to stay afloat. This gasbag comes on tv and says the most tone deaf, privileged shyt someone can say and nikkas applaud that shyt like he’s kicking knowledge. I consider myself fortunate that I haven’t been affected to the extent that many have. Sounds like you have been too. Take that and keep it pushing. Don’t look down on folks.
To see nikkas in here co-signing this shyt is shameful.