Mike Nasty
Veteran
I guess you're right, I've never closed an account, not even the pos BOA.
Aye fukk Dave Ramsey
- Thread starter Nuke Dukem
- Start date
Dave says get a $1000 emergency fund, pay off debt, and put everything on a written budget. That's actually spot on advice for poor people. If anything if you're middle class or better you can pick and choose what he says that you actually do.
When I got my finances under control I didn't go on a written budget I simply automated my finances using multiple checking and savings accounts. If you decide what you plan to save at least where I work I can have my direct deposit split my check up as soon as it's paid. 30% of my take home pay is funneled to accounts I use exclusively for savings as soon as I'm paid. 16% is invested every check. The rest pays bills gets spent randomly or sits in checking as a buffer.
I used to follow him years ago to get myself out of debt. The basic principles are good, basically live below your means.
But he’s out of touch now imo. And too evangelical and a hypocrite. After reading up on his story and how he abuses his employees he’s basically drinking his own kool aid too much. His mantra still applies to the truly ignorant but there’s much better people to listen to.
But he’s out of touch now imo. And too evangelical and a hypocrite. After reading up on his story and how he abuses his employees he’s basically drinking his own kool aid too much. His mantra still applies to the truly ignorant but there’s much better people to listen to.
That's none of our business.
Dave Ramsey fired an employee from his company for becoming pregnant from pre-marital sex. That employee is suing him. In that lawsuit it was exposed that Chris Hogan cheated on his wife and Dave Ramsey knew about it tried to force them into counseling with a counselor that reported to him and tried to cover it up. Chris Hogan's wife made a post about aspects of it online.
The real issue isn't that Hogan cheated on his wife it's Ramsey's actions about it. It gives his followers a glimpse into who the man is.
Dat916nigga
Superstar
Yeah I’ve heard rumors of Ramsey Solutions covering this up so Chris could do his Everyday Millionaires book tour a couple years ago
I was taking specifically about Chris hogan's relationship.
I'll listen to Dave Ramsey over the broke dusty dudes on here.The coli knows more than a financial expert with over 30 years of experience
Silkk
Can't Change My Damn Avi :beli:
Figured he wouldn't just let him go that easily, Hogan is his #1 dikksucker
I don't think Hogan should have been fired for it but then again I don't think a single pregnant woman should have been fired either. Hogan cheating on his wife is his business but Dave wants to morally lecture people then if you're a certain person the rules don't apply.
Personally losing one of your star employees over something like this is stupid. Running a business who your employees have consensual sex with isn't your business as an employer. Should have been that way for everybody.
beenz
Rap Guerilla
I find his show entertaining, but like others have said, I CANNOT stand the christian bullshyt that's sprinkled in.
furthermore their inability to be the slightest bit flexible for anyone who does not 100% agree with their philosophy.
for instance hardly ANYONE in 2023 can afford a home only with a 15 year (can't have a 30 year) fixed mortgage that take up only 1/4th of your monthly gross pay. I dunno where u even find homes this affordable.
second, their disdain of credit cards is absurd. yes, most people are irresponsible with credit, but there are a number of people who are very responsible with credit. I've never paid a penny in interest and I make a couple thousand each year in free cash back for shyt I'm gonna buy regardless. furthermore, doing shyt like renting cars and hotels are a MAJOR pain in the ass with debit cards. last time I traveled, my hotel double charged me and I called citibank and told them to handle it and washed my hands of it, cuz they issued me a credit immediately.
third, he acts like he's a financial genius and made his money thru real estate, when in fact, like the grifters running rampant on social media, he's made the bulk of his fortune by selling courses, books and doing speaking engagements.
just cuz he has a large following and a shytload of money, let's not get it twisted. and what annoys me most is EVERYONE else on his show just parrots all his talking points on EVERYTHING money related.
furthermore their inability to be the slightest bit flexible for anyone who does not 100% agree with their philosophy.
for instance hardly ANYONE in 2023 can afford a home only with a 15 year (can't have a 30 year) fixed mortgage that take up only 1/4th of your monthly gross pay. I dunno where u even find homes this affordable.
second, their disdain of credit cards is absurd. yes, most people are irresponsible with credit, but there are a number of people who are very responsible with credit. I've never paid a penny in interest and I make a couple thousand each year in free cash back for shyt I'm gonna buy regardless. furthermore, doing shyt like renting cars and hotels are a MAJOR pain in the ass with debit cards. last time I traveled, my hotel double charged me and I called citibank and told them to handle it and washed my hands of it, cuz they issued me a credit immediately.
third, he acts like he's a financial genius and made his money thru real estate, when in fact, like the grifters running rampant on social media, he's made the bulk of his fortune by selling courses, books and doing speaking engagements.
just cuz he has a large following and a shytload of money, let's not get it twisted. and what annoys me most is EVERYONE else on his show just parrots all his talking points on EVERYTHING money related.
beenz
Rap Guerilla
go on the glassdoor app and read reviews about how it is working at ramsey solutions. it's fukking crazy over there and cult-ish.