Being debt free is the goat feeling brehs

[Sccit]

 

[Panther]

Consumer debt is slavery

 

[Tiffrock]

Daps for that

 

[Strapped]

Hoeing is lucrative

 

[Noriega]

Wont flex I’m debt free but I have no credit

I buy everything in cash/debit


I keep my cars until The wheels fall off

 

[North of Death]

Wont flex I’m debt free but I have no credit

I buy everything in cash/debit


I keep my cars until The wheels fall off

Your credit score must be low.

 

[Noriega]

Your credit score must be low.

Funny you say that...just checked earlier today

683 not bad for someone with no loans,CCs, or car note

 

[North of Death]

Funny you say that...just checked earlier today

683 not bad for someone with no loans,CCs, or car note

Yea not to bad. My advice for you is to work towards getting it over 760 to get premium interest rates and capital. Definitely want to think about starting with a low interest credit card and paying it off every month...Then when you get over a 720 you can graduate to a big boy credit card thats interest free for 15 months or more...Then when you are ready you can get in the real estate investment game, start building generational wealth...Start thinking like a boss and not a broke nikka. Bosses use OPM to get ahead, remember that breh

 

[Noriega]

Yea not to bad. My advice for you is to work towards getting it over 760 to get premium interest rates and capital. Definitely want to think about starting with a low interest credit card and paying it off every month...Then when you get over a 720 you can graduate to a big boy credit card thats interest free for 15 months or more...Then when you are ready you can get in the real estate investment game, start building generational wealth...Start thinking like a boss and not a broke nikka. Bosses use OPM to get ahead, remember that breh

I’m bout to be 21 in a few months I’m not thinking bout owning property for at least another 5-10 years. Ima buy a duplex(FHA Loan) and let my tenant pay my mortgage.

Say I have a “broke” mentality but I’m just tryna be comfortable, don’t wanna be no millionaire or nothing like that. Grandma retired from the post office, travels all over on her $2500 monthly pension with plenty left over. Owns two cribs paid off

 

[North of Death]

I’m bout to be 21 in a few months I’m not thinking bout owning property for at least another 5-10 years. Ima buy a duplex(FHA Loan) and let my tenant pay my mortgage.

Say I have a “broke” mentality but I’m just tryna be comfortable, don’t wanna be no millionaire or nothing like that. Grandma retired from the post office, travels all over on her $2500 monthly pension with plenty left over. Owns two cribs paid off

Thats good and all but remember 40 years from now when your ready to retire it will be a different ball game..Pensions and Social Security might not even exists, so its important to work towards gaining as much assets as possible...But you on the right track, I bought my first property at 29, then a duplex at 31 and like you said letting my tennants pay my mortgages so I salute you for having that mentality already at 21

 

[J.E.T.S]

I'm never going to make it there

 

[Noriega]

Thats good and all but remember 40 years from now when your ready to retire it will be a different ball game..Pensions and Social Security might not even exists, so its important to work towards gaining as much assets as possible...But you on the right track, I bought my first property at 29, then a duplex at 31 and like you said letting my tennants pay my mortgages so I salute you for having that mentality already at 21

I’m in the laborers union, guaranteed pension for life

Plus I live in chi(union town) my pension ain’t going nowhere no time soon

 

[Hersh]

800 credit score

0 debt.

10+ credit cards.


still could do better

 

[Dolla$]

800 credit score

0 debt.

10+ credit cards.


still could do better

Humble brag

 

[Obreh Winfrey]

Humble brag

Use it motivation.