Car payment = $800/month, Child care = $1000/month, Rent = $2000/month.
- Thread starter OfTheCross
- Start date
Paying $800 a month for a car note 
Motherfukkas either riding in the latest model vehicles or HORRIBLE credit
Motherfukkas either riding in the latest model vehicles or HORRIBLE credit
Surprised at the average car payment.. I pay $275 a month for my Focus, was thinking about upgrading to a newer SUV over the spring
Childcare is expensive as hell honestly tho. I finally make the $$ I've always dreamed and wanted and now I have childcare to pay for
Childcare is expensive as hell honestly tho. I finally make the $$ I've always dreamed and wanted and now I have childcare to pay for
Chicago. that 2009 thru 2011 that real estate crash was killing home prices. So many folks were upside down. Even in the area the Obamas came out of there were homes there that were down 50 to 60 percent.
Tried to get this one foreclosure in Hyde Park where the home had sold for like 700K in 2005, but in 2010 it was going for 130K, but the bank was trippin. A lot of the banks were working with private investors and hedge funds to not sell to regular folks so some times you needed an inside contacts with the banks to pull some strings for you.
I remember in 2010 another foreclosed house I bid on for like 50K and it originally sold for like 350K in 2006, I drove by and saw they had set that mothafukka on fire (probably past owners mad it was foreclosed), I hurried up and called my contact inside the bank to pull my bid....
.shyt was crazy I had seen the house two days earlier and it was perfect. Guess the past owners said fukk that shyt I will show you to foreclose my shyt.
Anyway one of my older mentors hipped me to the game. Dude made a lot of money in NY in the 70s when the economy crashed and the government wasn't giving bell outs. Dude was like don't be like these other young folks complaining and shyt talking about how stuff ain't fair, while this once in a lifetime event passes you by. You better get off your ass and go out there and buy you some of this cheap ass property like I did in the 70s when the country was going to hell.
Probably the best advice financially I ever got in my life. Up there with another old timer telling me to keep investing in the market when that shyt was crashing in 2009 or @mannyrs13 telling me don't panic sell cause of FUD when its crypto winter....
I live in Decatur, Illinois, and I'm married to a woman who also works
Breh you got it made. Them houses in Decatur be so big and inexpensive with a lot of land.....
. Then you got that fire ass job too....brotha living the dream. 
Cost of living is low as hell here, and even though ain't much to do here, we are a just couple hours away from Chicago, Indianapolis, and 1.5 hrs from STLBreh you got it made. Them houses in Decatur be so big and inexpensive with a lot of land.....
the bossman
Superstar
When the last time you bought a car? That's average payment nowadays. This ain't 2005 no morePaying $800 a month for a car note
Motherfukkas either riding in the latest model vehicles or HORRIBLE credit
That ain’t average pimpin. I'm looking to upgrade now, and I won’t be paying nowhere close to that
OperationNumbNutts
Superstar
Good but don't get complacent.
Decades ago manufacturing was a solid base in the economy. We all know how that ended up.Devil Plisken…CMS
Veteran
No car payment (own a 2014 charger & focus)
No kids
No rent (own mine outright)
Shawn Carter would be proud of you
who_better_than_me
Time to go!!
they not lying. About those car payment. When I went tk the dealership after my car felt like it was on its last legs they kept quoting me with payment estimates close to 800 and that was a few years back so I’m sure it’s worst.
I jsut go through my job program and find used cars for 80 dollars a month. Been driving this 04 Jaguar xj for a couple of years now and pleasantly surprised it hasn’t been much issue maintenance’s wise.
Not that I care but people ingneral react well to that car. Like I think my employer hired me becaue of it. She saw me pull up and didn’t expec that I was the person she interviewing and her husband kept steering and asking about my car. I remember we had to get lunch for a meeting and she basically said I was gointo go so she can hop in the car and she asked to drive it back. Next thing I know her husband approached me a week later talking about thanks for the jaguar car note. She bought a brand new one
If you find a old one with the emblem still on it , you in there
I jsut go through my job program and find used cars for 80 dollars a month. Been driving this 04 Jaguar xj for a couple of years now and pleasantly surprised it hasn’t been much issue maintenance’s wise.
Not that I care but people ingneral react well to that car. Like I think my employer hired me becaue of it. She saw me pull up and didn’t expec that I was the person she interviewing and her husband kept steering and asking about my car. I remember we had to get lunch for a meeting and she basically said I was gointo go so she can hop in the car and she asked to drive it back. Next thing I know her husband approached me a week later talking about thanks for the jaguar car note. She bought a brand new one
If you find a old one with the emblem still on it , you in there
the bossman
Superstar
Then you might not be so average
What’s the Average Car Payment Per Month? - NerdWallet
The average monthly payment is $742 for new cars and $525 for used cars. This is a benchmark as several factors will determine your actual monthly car payment.
dterpsss
Hyperliquid.
To be honest 1K for childcare is quite cheap.
Cost of living is low as hell here, and even though ain't much to do here, we are a just couple hours away from Chicago, Indianapolis, and 1.5 hrs from STL
Real talk years ago when I graduated from college and went back home to Chicago, I was trying to move out that way or even Rockford to get on at the Belvidere plant (when they use to build Neon's) or Caterpillar the plant in Peoria.
Jokers I went to high school with were like man forget that why you trying to move down there. Yet them fools were steady complaining about their salaries and the cost of living in Chicago. Told them fools just like I tell kats on here....you can cry and complain or be proactive and look where you can move to get a better salary with a lower cost of living.
I loved Chicago too cause I was born and raised there. But I didn't pay all that money for a college education to then live hand to mouth just so that I can brag that I live in a big city and in an expensive area. fukk that struggling shyt.
According to that data, average folk buying used cars at around 28k with a credit score of 678 and paying an interest rate of 9%.Then you might not be so average
What’s the Average Car Payment Per Month? - NerdWallet
The average monthly payment is $742 for new cars and $525 for used cars. This is a benchmark as several factors will determine your actual monthly car payment.www.nerdwallet.com
That’s wild
