Cost of living in NYC :merchant: Can YOU afford it?
- Thread starter JordanWearinThe45
- Start date
fukking transplants be killing me. 
TheBigBopper
Banned
to your other point, NYC's suburbs including Westchester have some of the highest property taxes in the country
Westchester County Assessment
Bronx County New York Property Taxes - 2017
on average you looking at an 8x increase
Your own article says it's a little bit over 3x. If you have upper-middle income or higher, not paying NYC income tax offsets the property tax difference. Truly from a tax perspective though, it might be better live in Jersey. Either way, the entire tristate area is way too damn expensive.
Ronnie Lott
#49erGang
I live in New YorkWhy would I be in this thread Talking about some country town?
Because 680 dollars for a 2 bedroom apartment is crazy cheap to be in NYC. Do you have some kind of subsidy?
maybe i posted the wrong link but the article i meant to post had Westchester at an average of $16,000 a year which is second to only Long Island. It also depends on whether you work in New York City, as you have to pay their city income tax too which you can't avoid even if you live in Jersey.
Yes i agree that the tristate is too expensive but there are many things in the area that are great and unrivaled in most of the US. But folks online have this weird inferiority complex towards New York because of some New york transplants to their flyover state or because some rapper said the South is slow.
Rockstar Mom
PhatGurlSwag
So you didn't read my post.
My apartment is rent stabilized.TheBigBopper
Banned
my family is full of city workers and live in Jersey and they all pay that tax
i've never heard of this tracking nights thing
you got a link fam?
Rockstar Mom
PhatGurlSwag
New York is expensive, no one is denying that. But you have access to much more, and can do more here than in any of the lil town y'all are talking about.
I do plan on leaving eventually, because NY is too hustle and bustle for old people. I'll retire down south.
I do plan on leaving eventually, because NY is too hustle and bustle for old people. I'll retire down south.
TheBigBopper
Banned
my family is full of city workers and live in Jersey and they all pay that tax
i've never heard of this tracking nights thing
you got a link fam?
They might have gotten it taken out their paycheck, but if you file a NYS tax return, you get the city income tax refunded.
New York Nonresidency Tax Issues
Bottom of the article:
"As a resident, you pay state and city tax on all your income. As a non-resident, you only pay tax on New York source income, which includes earnings from work physically performed in New York State, and income from real property. You are not liable for city tax. Generally, if you live in New York City, you will have city tax withheld from each paycheck (as reported on the W-2), which is why you may receive a much larger tax refund (getting all or most of the city tax back) if you file as a nonresident. "
You get the refund but you're still paying the tax
just like you get state and federal tax refundsi couldn't find anything about the nights thing on any NYC government sites. the link you posted talks about New York State domiciliary which doesn't apply to someone domiciled in New Jersey or CT.
Goat poster
KANG LIFE
The ironic thing that we don't talk about in these NYC threads is the fact that many Native NYers want to get out the city.
I lived there for 10 years and can't count how many people moved them and they families down to Delaware, Pennsylvania, Maryland, Virginia , Georgia, or Florida
I lived there for 10 years and can't count how many people moved them and they families down to Delaware, Pennsylvania, Maryland, Virginia , Georgia, or Florida
TheBigBopper
Banned
You get the refund but you're still paying the tax
i couldn't find anything about the nights thing on any NYC government sites. the link you posted talks about New York State domiciliary which doesn't apply to someone domiciled in New Jersey or CT.
Now you're just arguing over semantics. If I get refunded 100% of what I gave the government, what did I pay in the end, opportunity cost? Regardless, you can amend your W2 and instruct your employer not to withhold NYC income tax if you don't live in NYC. It's perfectly legal.
Look at this page from NYS Tax: Income tax definitions. As the memo says, to figure out if youre a NYC resident, simply replace NYS with NYC--all told, you meet the residency requirement if your permanent residence is NYC OR you spend 182 or more days in NYC AND you have a legal residence in the city.
Access to much more like what?
I live in a city, less than half hour from a major city in CT and a bit over an hour from Boston. surrounded by beaches, mountains, tons of great food, music culture, six flags is less than 15 minutes from me, casinos, tons of jobs, the best colleges in the country, museums etc
oh and i can own a car without being stuck in over an hour traffic just to make it to another part of the city
so what do NYers have that i don’t?
its not semantics. There's nothing in your links give merit that "As long as you don't maintain NYC as your residence or stay more than 6 months worth of nights in NYC, you don't pay NYC income tax. There are people who work in NYC and meticulously track the number of days they spend overnight in the city just to avoid paying the city income tax."
Someone working in NYC and domiciled in NJ and CT is not a New York resident at all so much of the link you posted doesn't apply.
domicile =/= residence
lmao
there are things major cities like NYC offer in much more abundance and then Worcester MA or Springfield where you probably live
(btw those cities are utter trash. upgrade your life and move to Boston or Providence boo)keep in mind we are black and have different needs and desires then you. yts can be happy in rural areas and far out places like that but for most of us we need to be in metropolitan areas that have amenities we want