Credit limit went from $450 to 900

[CashmereThoughts]

I got 37,000$ Limit about a 200$ Balance.

Don’t you make the big bucks? Ask them creditors for a CLI. Higher the limits the better on paper

Credit card companies are evil
Finally paid off my balance a few weeks ago and they just increase my limit from $10,000 to $15,000 without my permission

Fam what? They’re supposed to trust you with more credit since you handled what you had well.

We WANT higher limits and not necessarily for the purpose of spending it

 

[Luken]

nikka, the bank gives you a $1000 visa when your like 16,

fukk have you been doing this whole time?

fukk have you been doing with your life, period?

 

[Spence]

Everybody has to start somewhere, most Black people don’t have their credit right so good for you being on the right track. Monitor that score and after you hit your anniversary date with that card work your way up by asking your current cc for an even higher limit then also apply to a Discover card which will give you a limit (graduated) as high as $20k which is where I am with Discover currently. From there the big boy cards should start opening up for you.

 

[hatealot]

Everybody has to start somewhere, most Black people don’t have their credit right so good for you being on the right track. Monitor that score and after you hit your anniversary date with that card work your way up by asking your current cc for an even higher limit then also apply to a Discover card which will give you a limit (graduated) as high as $20k which is where I am with Discover currently. From there the big boy cards should start opening up for you.

He's going to max out his card.

 

[Formerly Black Trash]

Everybody has to start somewhere, most Black people don’t have their credit right so good for you being on the right track. Monitor that score and after you hit your anniversary date with that card work your way up by asking your current cc for an even higher limit then also apply to a Discover card which will give you a limit (graduated) as high as $20k which is where I am with Discover currently. From there the big boy cards should start opening up for you.

What about Amex?

 

[Htrb-nvr-blk-&-ug-as-evr]

Navy fed to be exact the giving out 25k on marginal credit

Yep, NFCU is the goat good credit or bad.

 

[LadyJ2]

We all started somewhere.

Just don’t get greedy.

How many credit lines do you have open currently?

 

[CashmereThoughts]

What about Amex?

People under 700 are getting approved for Amex platinum.

Amex is great you just gotta know the game to max out on the benifits for those annual fees. They also have cards with low to 0 annual fee. I’m a platinum card holder myself, I love it but it’s only worth the $700 if you max out on the travel perks

 

[Ashley Banks]

Congrats op, don’t let these guys get you down. Everybody has to start somewhere and getting an increase of any amount is something to be proud of.

 

[Free Manolo]

Salute G! Keep on grinding.

 

[Spence]

What about Amex?

Amex not fkn with him until at least 3-5 years in with other cards unless he wants to start off with one of those silly Green Cards. Blue cash maybe after 2 but that card still isn’t worth a damn after the info offer. Gold & play combined is where it’s at.

 

[Luken]

We are miserable people. Reality check for me is I couldn't sign a lease for a appt in nyc without a co sign unless I had 700 score or higher

Outside of that I had to live in the hood or rent a room. Because I had less than 700 they required higher sec. Deposit.


It's not the limit right now. Maintain your credit score

Thats normal shiet b.

700+ is fair credit and shows your not really about fukkery

 

[hatealot]

Thats normal shiet b.

700+ is fair credit and shows your not really about fukkery

Most people aren't hitting 700, especially young black kids. Statistics show otherwise.

 

[Formerly Black Trash]

Congrats op, don’t let these guys get you down. Everybody has to start somewhere and getting an increase of any amount is something to be proud of.

Thank you

 

[Formerly Black Trash]

We all started somewhere.

Just don’t get greedy.

How many credit lines do you have open currently?

Three
One is a shytty credit one card that I'm getting rid of