Saying all financial planners snakes, is a little unfair. There is a lot of of good ones out there. I have just personally delt with some good and bad ones. Essentially when you hit a certain amount of money you can go from the "hey let's go with the low interest GIC or TFSA" to the "I have a stock for you" type dude(And that is being pretty basic). You better know what your in for..
I am fortunate my best friends older brother is pretty high up at a Canadian bank and has kinda guided me through the shyt storm that is finical advisors. And I don't trust him. People like to make money, it is human nature. People want to wet there beak more, if they're the ones making someone money. It is what it is..
^^^^Ok i hear you. Your talking more along the lines of a stock broker/consultant vs a financial planner. Financial Planners shouldn't be selling you products or stocks. They should be calculating your assets and debt and help you forecast your retirement through various income and asset allocation modules. Its a completely different job. I agree theres bad and shady people in every profession though.
I still wouldn't higher a financial advisor
athletes make enough money if they just get some bonds and leave the shyt in the bank they're straight for life
this guys target them, because they need THEIR MONEY to enrich THEMSELVES further
Look at all those jews who got fukk over by Madoff, only thing is Madoff was sloppy, the ones you never hear about aren't
^^^To each their own I guess. Fact is a lot of people don't have the time or don't want to deal with their financial outlook. Hence why there are financial planners/advisors. Some get paid hourly in advising you. Others get paid commission based upon what they sell you. Either way, if what they are recommending makes sense theres nothing wrong in them getting paid for bringing the idea/product to light.
No one with income needs is going to call an insurance company and no what type of annuity to buy. And if they try they are going to get something they probably don't need thinking they read about what they wanted in Money Magazine.
There's a reason why insanely rich people HAVE advisors in all different fields. Its to maximize and create generational wealth....
for the dreidel spinners, but those are notoriously fabricated passages from the Talmud 
