Dave Ramsey says DO NOT file for unemployment, work at Amazon and deliver pizzas instead

[King Harlem]

I enjoy listening to Dave Ramsey.
Listening to his show and reading his book gave me a lot of financial guidance.
But I don't follow him 100%, I think the core of what he says is great advice and lays the blueprint for you to be in a good position upon retirement.
However, he is a bit extreme on debt, some of his Christian beliefs, etc, etc.

 

[Rarely-Wrong Liggins]

The rise & grind nikkas on here are the worst

they been awfully quiet the last few weeks.

These nikkas used to love swinging on the nuts of Capitalism. Once that Rona made Capitalism go mask off though (ironic eh?) nikkas were like

Like you can get it too lil nikka. This shyt is hilarious.

 

[Umoja]

To point 1: I made a later post saying I'd advise people to work a job in the fullest capacity they reasonably can without getting sick/injured.

To point 2: That's poor systematic design. UI, at least in theory, is/was never meant to have you break more bread than your current role. In theory, it should be just enough to tide you over but not enough that you would stop looking for work. Again, in theory.

There's definitely an argument to be made about the low wages that allow people to earn more staying at home than trying to work. But that's an argument for another day.

Nah, it is an argument for today.

UI is centred on paying people what they need to get by. That it is more than people earn at certain jobs raises the question of why they were allowed to pay people under the cost of living for so long.

One of the biggest issues of society is not striking whilst the iron is hot under the belief that people will be willing to discuss the matter at a later date.

We're dealing with the consequences of their bad practices so it makes all the sense in the world to hone in on it now. What we shouldn't be doing is asking stupid questions like why people are being paid x amount not to work (it is stupid because the answer is clear).

 

[mannyrs13]

And even still I know people who haven't gotten an unemployment payment and cant get through to talk to anyone about it. If you're getting it fine, but it's not a seamless come up for everyone.

What state?

Y'all know Florida stay with the fukkery. I just got 2 weeks of pay of $275 each for $550 plus the $600 on Friday and I had applied when I got laid off on April 9th. Took them over a month not to mention a few weeks just to give me a damn pin and get everything running right. Website down on weekends and evenings, calling is a waste of time anyways, still missing a week or two of pay I'm sure. Its definitely a come up but they been delaying and trying sneaky shyt to prevent people from getting it, plus they likely overwhelmed as well. Yet I don't hear anything about unemployment offices hiring. So yeah someone that does need the money would be beneficial doing side gigs or something instead of relying on the government. I got an account with postmates and uber eats and luckily haven't had to use them but knowing the possibility is there is better than struggling. But I'd rather learn some new skills and improve the ones I have to get something better. It all depends on a persons situation.

 

[phcitywarrior]

Nah, it is an argument for today.

UI is centred on paying people what they need to get by. That it is more than people earn at certain jobs raises the question of why they were allowed to pay people under the cost of living for so long.

One of the biggest issues of society is not striking whilst the iron is hot under the belief that people will be willing to discuss the matter at a later date.

We're dealing with the consequences of their bad practices so it makes all the sense in the world to hone in on it now. What we shouldn't be doing is asking stupid questions like why people are being paid x amount not to work (it is stupid because the answer is clear).

The fundamental issue here is being paid a living a wage. That is an issue people need to take up with their elected representatives and policy makers. They drafted the policies we have in place concerning wages and the like.

If we as a people are fed up with the system, then we either propose a new system or vote for the best proposal that looks to remedy the situation. But doing that would mean being politically away and educated which sadly most people aren't.

 

[Legal]

There's definitely an argument to be made about the low wages that allow people to earn more staying at home than trying to work. But that's an argument for another day.

As this whole thing continues, it's becoming clearer that this might not be an argument for another time. It might be THE argument.

I understand that they're juicing the numbers with giving people an extra $600 per week, but there really shouldn't be as many people out there making more money by NOT working as there are.

It's been astoundingly clear for some time that the majority of the workforce is underpaid, but this is putting a spotlight on it, and surrounding it with bright neon signs reading "This doesn't look right".

What's scary is that with the sheer volume of people filing for unemployment now, employers will be in a position of power to keep wages stagnant, and possibly even drive them down.

With that said, I still say the best move for that guy would be whatever puts him in the best situation to keep himself as far away from the incoming fukkery as possible. Grinding out shifts at Amazon and and Pizza Hut or wherever probably isn't the move, assuming he's got the desire to look for something better, or add to his skillset to position himself better in the near future, too.

 

[Umoja]

The fundamental issue here is being paid a living a wage. That is an issue people need to take up with their elected representatives and policy makers. They drafted the policies we have in place concerning wages and the like.

If we as a people are fed up with the system, then we either propose a new system or vote for the best proposal that looks to remedy the situation. But doing that would mean being politically away and educated which sadly most people aren't.

I don't know how sincere you're being to be honest.

Right now it feels as though you're deflecting. You're right, ultimately people do need to put pressure on their representatives but that doesn't mean people should stay silent on the matter.

You said yourself, people need to get educated. Well now is the perfect time to spread awareness. It is a time when people are dealing with the consequences of an economy that is top heavy.

 

[phcitywarrior]

Nah, it is an argument for today.

As this whole thing continues, it's becoming clearer that this might not be an argument for another time. It might be THE argument.

Just an FYI, My comment on "That's an argument for another day" should really read "That's an argument for another thread". I didn't want to derail the thread.

I don't know how sincere you're being to be honest.

Right now it feels as though you're deflecting. You're right, ultimately people do need to put pressure on their representatives but that doesn't mean people should stay silent on the matter.

You said yourself, people need to get educated. Well now is the perfect time to spread awareness. It is a time when people are dealing with the consequences of an economy that is top heavy.

I'm being very sincere with this topic as economics and economic systems are one of my favorite subjects to read about and discuss. My take on issues is always this: attack the root cause, don't just paper over the the cracks. A good number of threads on the covid impact to the economy are people wailing without offering a solution/proposal or even trying to get brehs hip to the system.

Issue: People aren't making a liveable wage. The minimum wage hasn't kept up with inflation or CPI increase.

Possible solution: Peg the minimum wage to increase as the CPI increases. A 1% increase in the CPI should correlate to a 0.75% increase in the minimum wage.

 

[BeeCityRoller]

Dave Ramsey only gives good advice on saving and paying debt but when it comes to investing and real estate he is trash. Also he came from money. When he had his little real estate business he was getting deals because he had connections with many firms because his parents had ties to those same firms. Secondly Dave is hella wrong here. Even the Federal Reserve says Main Street needs help. When the big companies need aid from the federal government it’s no problem. Bailouts to banks, airlines, cruise lines and other corporations is no problem. But when there is time to help the American people now it’s wrong.
Dave Ramsey is a right wing cac and probably can never relate to the average American. He came from privilege and is white at the end of the day. He will never what’s it like to be black etc. He doesn’t believe in govt aid to the people. So he is out of touch or reality.

Only reason the Federal Reserve says Mainstreet needs help, is because our lack of consumerism is now disrupting the flow of Wallstreet

I agree with most of your post. Dave is right wing, but being right-wing isn't always bad, and in this case it wasn't bad either. It's better for him to still work at a $10-hr Grocery store job even if its just 10-15 hours a week just for the cushion. He will still qualify for partial unemployment, plus the $600 a week from the Cares Act (which is what everyone really wants). He's going to have a hard enough time getting any job this time next year, let alone one that pays 25k.

 

[Elim Garak]

Lmfao that is just stupid I know gaps in employment history are bad but this time is an exception it can be easily explained. Take the money.

 

[New Jeruzalem Journalist]

I credit Dave Ramsey (no pun intended) for helping to change my life about 15yrs ago. Got me on the road to eventually being debt free and paid off all my cc, car, and student loans. So I'll always give him props for that.

But outside of that I don't really follow his advice on any other avenues. This is bad advice and it's led by his warped and fukked up political and religious ideologies.

 

[re'up]

The value and virtue of "hard work" is one of the more nuanced, conflicting ideologies, that is also reduced to a delusional mantra.

 

[ThaRealness]

No. Do not flood our industry

Matter of fact, you can't. Uber, Door Dash, Postmates aren't even taking new drivers. What stupid advice

 

[GunRanger]

Dave Ramsey is good if you're just learning how to handle money and starting to save. Other stuff? Hit or miss

He isnt even good at that. His anti credit stances are retarded


He is only good for people addicted to debt

 

[Sad Bunny]

I agree with him to avoid debt at all costs but that's where it stops