@Poitier
First let me say, i know we've had some beef on here before but as a man i can put that aside to talk about this

so no problems with you bro.
I did admit in the OP that i'm not as worried about the collective as i used to be. My old threads on here, i used to be all about the collective, what i/we can do for the collective, etc. But i think within the past year or two, i've seen things that sort of made me realize that i can't do much for the collective. I'm not against it but i'm just not as worried about it anymore. I decided to just focus on my fam and i do still try to help other black people where i can.
I don't think what i'm doing will make us richer as a collective. It has made me richer (i'm not rich yet but i'm way better off than i was before), and it will make my fam richer, but the collective? Probably not.
I'm definitely not into schemes, just regular old investments, business ownership, renting out some property etc. I never said it would make us become the richest race, i used to be worried about that, but i realized i had to focus on trying to make myself and my family rich first. I'm not where i want to be yet, but these things have DEFINITELY helped and things are looking much better. Because before i was just following the blueprint of just working a job, and wasting my disposable income.