Do you feel guilty after spending money?

666 ReVeNGe 666

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Nah. I don't waste money on worthless/pointless shyt.
This is exactly why I do not spend money and I feel guilty spending money but video games to me are not pointless I enjoy playing them and they entertain me I also spend money on books but other than that I don't really spend money on anything Video Games books food and traveling
 

the cac mamba

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Bet my nine spit for the pesos
But what's it all worth, can't take it with you under this Earth
Rich men died and tried, but none of it worked
They just rob your grave :ahh:
 

GreenGhxst

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Yeah, I feel you breh, when I get my income tax even if its like 3k, I feel dirty as shyt when I buy a couple pair of shoes and drop $300, I grew up poor so it's weird to spend that much without feeling like I'm gonna be homeless next week :snoop:
My mom never really bought me new clothes, I got hand me downs from my cousins who was a size larger, good thing we had uniforms at my schools
 

NSSVO

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There's times to be boring and save it. There's time to get some shyt, and go somewhere.
 

SadimirPutin

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I understand the frugal life.......

But you gotta spend money bruh and you cant obsess over money already spent...thats a sunk cost/expense

Did you need that steak dinner? No but you have to treat yourself sometimes..life is short

Its hard sometimes.....I have a perfectly functional laptop that I am typing this message on but I still had to talk myself out of pulling the trigger on a refurbished Mac on Groupon.

That money will be better spent into supplies for my startup medication delivery business.


And after a while cutting out all spending becomes a joyless pointless task. Focus on MAKING more money..Its a more edifying way to live.


If I ever become insanely rich I am going to spend a lot of money....not foolishly but doing good in the world..Do not become a slave to money
 

James Worthy

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Heafcliffe

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No because I use the "Jar Method".


I set aside 30% of each check in a savings account designated to be spent later on something big. This is a long term thing. Maybe you buy something big every qtr of the year, OR one big thing at he end of the month.


I take another 10% of my check and put it in a play money checking account. So I have play money in the short term for little bullshyt.

40% of my check goes into my Necesseties checking account. Rent/food/car/insurance/clothing needs.

10% is invested and never spent.(IRA)

10% saved for education or personal growth expenditures.

With this method you should never feel guilty spending play money, its meant for playing.

This.

I fukking hate that shyt.

I think what it is, for me, is that once I've accumulated a certain amount of money, I don't ever want to have less than that amount.

So spending money potentially puts me into a negative cash-flow situation for a month...

Which potentially puts me at having less than before.

I know it's stupid cause I'm basically rich.

But yea, I hate that shyt.

I can relate to both you brehs. I allocate each check and split appropriately to "cover all my bases." I like to see what I have accumulated (no much) and feel like I need to keep this going.

As someone who has been unemployed and a homeowner, a breh likes to be more than prepared.:francis:
 
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