shyt is was handled terribly. But quite a few people came out good from it including myself. My rate on my mortgage was 5.25%, did a refi during this pandemic and got it to now 3.1%. Also have no more bullshyt escrow.
I've been working remote since April and I don't see cacs no more everyday.

That is huge. The out dated East coast are now posting "Fully Remote" positions permanently. Just got an offer from a company in NJ. About to be making Up North money while living in FL and I have no state tax.
This whole remote shyt is going to reboot the employment search. No more depending on your area for jobs. shyt is nationwide. That's huge. Kills that whole " you're lucky you have a job" BS some of these companies are pulling because of the pandemic. You can tell them.