Json
Superstar
Yep. Car expense. Paid it off relatively quick but I definitely see how easy it is to fall down the hole of not catching up.
Have you ever been so broke you took out a payday loan?
- Thread starter winb83
- Start date
id sell dikk at a nursing home....be4 i get a payday loan...
i got money habits like my granddaddy... we tight with money
i got money habits like my granddaddy... we tight with money
Road20
All Star
Yeah it's crazy because I used to work at Check Into Cash and saw the hamster wheel those folks were on. I promised myself I'd never do it, and then I got caught up 
. I just had to pay that fee and be broke as fukk until I recovered
. I just had to pay that fee and be broke as fukk until I recovered
Fade Runner 2049
Veteran
I needed a loan for a week. I legit couldn't get it elsewhere and I don't ask family for money. To some people that's the only place they can go to borrow money.
I had GAP insurance. I got out of that car I was upside down in due to that. Those were dark days. Getting a car from a buy here pay here car lot at higher than credit card interest rates. I couldn't afford that car.
I don't ever remember what the actual rate was. You just not walking into a bank or credit union to take out a $200 or so loan.
My credit was low but not low enough that the local credit union didn't take a chance on me and refinance that shyt BHPH loan. The loan officer put GAP insurance on there for me. They told me I needed it so I took it and paid for it. That loan officer saved me cause when I got out of that car I've to this day never been broke again.
Had I totaled that car and not refinanced at that credit union that would have wiped me out completely.
RadaMillz
Superstar
no, thankfully I never needed to borrow money as I learned to save real early.
I use to see those loan agencies damm near every block in non white areas
but they all disappeared, did obama close them down or something
I use to see those loan agencies damm near every block in non white areas
but they all disappeared, did obama close them down or something
Lucky_Lefty
Dreams Are Colder Than Death...
Military nikkas with some time on their belt should own this thread. When I was a Private at Riley, me and the chicks who worked in there were on first name basis
I been so broke ..
the payday loan place turned me down...
No pay day to look forward to so couldn’t get the loan huh 
It happens breh glas u in a better predicament nowYeah it's crazy because I used to work at Check Into Cash and saw the hamster wheel those folks were on. I promised myself I'd never do it, and then I got caught up
