Have you ever been so broke you took out a payday loan?

Mordith

H.E.N.R.Y.
Joined
May 8, 2012
Messages
6,994
Reputation
2,585
Daps
36,024
Reppin
Cobb County
Hell no. :hhh: And in my early twenties I was broke broke.

How come so many of you niqqas ain't have a girl to hold you down when times got rough? :patrice:
 
Joined
May 3, 2012
Messages
54,268
Reputation
24,855
Daps
253,050
Reppin
St louis
CCNi9xx.gif

I got too many homies with powder
that i can get a sexy play with.




UKVu0t8.gif
 

hatealot

Banned
Joined
Jan 22, 2017
Messages
13,656
Reputation
2,354
Daps
51,323
Fortunately, I never had to pawn for a loan on any properties . I heard horrible stories and reading yall stories it sound like it shouldn't even be legal based on how the interest being charged
 

Deuterion

Superstar
Supporter
Joined
Apr 2, 2018
Messages
6,577
Reputation
3,640
Daps
41,462
Reppin
LBC
I took out a title loan once and...I borrowed $2500 and paid back about double that. The thing that’s terrible is let’s say you borrow $2500 and agree to pay it off over the course of 2 years...if after year one you already paid them $3000 and you fall on hard times, they can still take your car because all that $3000 you paid didn’t go towards the principal. They have been made more than whole in reality but according to the contract you’ve only really paid them back $1500.
 
Joined
Jan 13, 2017
Messages
467
Reputation
140
Daps
1,436
No, but I used to want to. And I went from a high paying job in my mid twenties and the company suddenly closed and gave us little in severance. I was too leery of everything I read online so I didn’t apply. And I had a friend who was in medical school get arrested over not paying one back. That scared the shyt out of me. They prey on students in many situations. I found out it was common for med and law students to take out high interest loans to get them low paying summer internships.
 
Joined
May 15, 2012
Messages
28,010
Reputation
1,261
Daps
60,677
Reppin
NULL
Yeah I use to setup fake businesses and make my own paystubs to get them, then register the business number on 411 so they can look it up, and sometimes they would call and I would verify my own unemployment, I would go in person and apply to ones online, got like 10,000 in about a week , never paid any of that shyt back, I used prepaid cards for them to wire funds to, so they could never debit the account, which is why they require brick and mortar banks, because I was tearing they ass out the frame for years
 

winb83

52 Years Young
Supporter
Joined
May 28, 2012
Messages
47,891
Reputation
4,153
Daps
72,258
Reppin
Michigan
Hell no. :hhh: And in my early twenties I was broke broke.

How come so many of you niqqas ain't have a girl to hold you down when times got rough? :patrice:
I don't borrow money from people I know. A quick rule for life is never deal with debt and family, friends, or partners. Don't lend them money and don't borrow it. I lost a childhood friend over $1300. He fell on hard times and asked for it. He'll probably duck me for the rest of our days on this earth now because the kind of people that have to ask people they know for personal loans aren't the kind that's likely to be able to afford to pay it back. If I had to do it all over again I would have just told him he could keep it.

At this point in my live I have access to about a hundred grand in liquid funds from different accounts. $1300 wasn't gonna break me.
 

Womb Raider

sigh….*unzips pants*
Joined
Aug 23, 2014
Messages
30,835
Reputation
11,169
Daps
104,839
Reppin
Fo Nem
Yeah I use to setup fake businesses and make my own paystubs to get them, then register the business number on 411 so they can look it up, and sometimes they would call and I would verify my own unemployment, I would go in person and apply to ones online, got like 10,000 in about a week , never paid any of that shyt back, I used prepaid cards for them to wire funds to, so they could never debit the account, which is why they require brick and mortar banks, because I was tearing they ass out the frame for years
:ohhh::ohhh::ohhh:


nikka was scamming the scammers :mjlol:
 
Top