Is no credit as bad as bad credit? I have "a thin file".
when getting a house my wife had no credit and i had bad credit. Lets just say they were
at both of usIs no credit as bad as bad credit? I have "a thin file".
at both of usDid you guys have the 20% down? When was this?when getting a house my wife had no credit and i had bad credit. Lets just say they wereat both of us
Is no credit as bad as bad credit? I have "a thin file".
Did you guys have the 20% down? When was this?

To me, all that shyt is a ruse. Long as you have a great debt to income ratio, youre set to go.

How much did you have?2 years ago and hell nah
I had to rebuild my credit for the last 2 years to finally get the house and get 2 co-signers
How much did you have?
How much house were you trying to purchase?around $5400
How much house were you trying to purchase?
your credit score higher than mines and I got established credit
pay off that car note and don't miss any payments on any other credit cards and your score will be 800+around $160,000
your confidence should be bottled.my dude had like 3%your confidence should be bottled.



Wasnt a diss. It was a compliment.
First house, wife doesn't work, just me. Don't really give a fukk what your opinion is. Live in one of the richer neighborhoods in my city and schools are the best in this area.
All i needed was 3% i wasnt putting down more
Yeah i did, months ago.