How many checking and banking accounts do you have?

[Pseudonym]

I make an account for almost everything.

1 for my future real estate purchases
1 for adoption
1 for my direct deposits - bills
1 for my wifes direct deposit - our daily spending
2 credit card accounts
2 retirement accounts
1 account for stocks

Its not necesary but it helps me keep my hands off of money that I dont need to be touching.

Omg!!! Details!!!!

 

[acri1]

One checking account, one savings account, one IMMA account (basically just a savings account with a slightly better interest rate), one debit card (linked to checking), and one credit card.

I like to keep shyt simple.

 

[Gold]

Omg!!! Details!!!!

I always wanted to adopt at least 1 kid.

I think there are too many black kids out there without parents. It aint much but I want to help

 

[International Playa]

Like 9

1 for all my bills
1 personal savings account
1 for online shopping
1 for my everyday use (monthly budget)
1 joint account with my lady
1 savings joint account with my lady
1 credit card for emergencies

1 business account
1 business savings account

 

[patscorpio]

savings and checking - regular bank
savings and checking - credit union

3rd checking account - 2nd credit union - i keep forgetting that i want to close this one lol

 

[Ya' Cousin Cleon]

two

I don't the count the apps on my phone.

 

[Pseudonym]

I always wanted to adopt at least 1 kid.

I think there are too many black kids out there without parents. It aint much but I want to help

you are officially my favorite poster... I plan to adopt at least one as well. The twins have set that back a bit but I will do it, I would prefer the baby from a couple who still wants to keep in touch but they just can’t financially handle a baby

 

[ch15x]

Bank=1 checking/debit card; 2 savings
Credit Union=1 savings; credit card
Health insurance=1 savings/credit card;1 investing
Misc.=money market @brokerage; AMEX card

 

[Gold]

you are officially my favorite poster... I plan to adopt at least one as well. The twins have set that back a bit but I will do it, I would prefer the baby from a couple who still wants to keep in touch but they just can’t financially handle a baby

Oh wow twins, congrats!

My preference would actually be an orphan, only because i've seen too many lifetime movies

 

[Sypress]

2 checking

• 1 as the main checking where my work Direct deposits my check. I transfer everything from here (savings and investments) and I pay everything with credit cards if possible and an automatic payment is withdrawn from this account. I rarely use my debit card
• The other one is a charles schwab checking account where I'm trying to save up a nice buffer and eventually turn into my main account

4 savings

• 3 ally savings accounts:emergency fund, long term savings, and short term savings
• A yotta savings account for fun

 

[Double Burger With Cheese]

Y’all know what the fukk going on with me. Zero personal accounts. These banks from hoes on God

 

[BaldingSoHard]

1 checking
4 credit cards
4 brokerage accts

 

[Heafcliffe]

Checking

1 nationwide account for easy access (rarely use due to credit card usage)
1 credit union for car payments
1 black financial institution

Savings

1 nationwide account (store monthly credit card balance there so I can pay in full)
1 credit union
1 non-brick&mortar MMA account (for higher APR)

I like to organize monies appropriately.

 

[Neo. The Only. The One.]

I have 8

2 Checking
1 Long Term Saving
1 Short Term Saving
1 Operating Acct - bills automatically come out of here

2 are savings that are not untilized at moment but they will be

I also have a business checking but the bank I use is closing so I have to find a new one

Didn't know you were a business owner too


I might need to adopt your strategy. I need to just have a business checking account strictly for business expenses and a personal checking account strictly for living expenses. Plus I love the idea of a short term savings account and long term savings account.

I'm assuming you have this spread around more than one bank.

 

[Neo. The Only. The One.]

2 checking

• 1 as the main checking where my work Direct deposits my check. I transfer everything from here (savings and investments) and I pay everything with credit cards if possible and an automatic payment is withdrawn from this account. I rarely use my debit card
• The other one is a charles schwab checking account where I'm trying to save up a nice buffer and eventually turn into my main account

4 savings

• 3 ally savings accounts:emergency fund, long term savings, and short term savings
• A yotta savings account for fun

I've been thinking about doing this.