I need a new car but im broke
- Thread starter MillionMills
- Start date
NYChase718
Veteran
You want his social security number too?
Say breh....
How old is your wife....whats her maiden name...
OneTimeforTheMind
All Star
If your credit is real high, apply for a 0%apr for 18months. credit card that can get you 5k.
Use it on a used certified car.
Sell your current car after the purchase for half its value at the max.
Pay as much as you can on the card.
You dont go to far, no use in copping a new new ride.
Or like dudes said if you do go the 14-16 year route lease it
Use it on a used certified car.
Sell your current car after the purchase for half its value at the max.
Pay as much as you can on the card.
You dont go to far, no use in copping a new new ride.
Or like dudes said if you do go the 14-16 year route lease it
ORDER_66
I dont care anymore 2026
I would love a new car but i don't like paying off a car loan for shyt...
went through that shyt with my charger and hated every minute of it. Took chunks outta my check every month!! Had to have full coverage and everything. Plus maintenance (parts) was crazy expensive.
went through that shyt with my charger and hated every minute of it. Took chunks outta my check every month!! Had to have full coverage and everything. Plus maintenance (parts) was crazy expensive.
beenz
Rap Guerilla
why should he lease? that will put a limit on how much he can drive it.
Car payments are the WOAT unless you balling, got a damn near unbeatable interest rate(0 to 3%), or you got a whip that holds value.
But since you broke, fix your car yourself, look at youtube to learn, seriously. Really hard to fukk up when you got video explaining exactly how to do it. Drive it until you till the wheels fall off or if you in a better position financially to get something else.
I started fixing my car myself when i was like 20, i swear i saved at least 20k doing the majority of my car repairs myself over the years. I aint no mechanic, just know how to follow directions and use tools.
But since you broke, fix your car yourself, look at youtube to learn, seriously. Really hard to fukk up when you got video explaining exactly how to do it. Drive it until you till the wheels fall off or if you in a better position financially to get something else.
I started fixing my car myself when i was like 20, i swear i saved at least 20k doing the majority of my car repairs myself over the years. I aint no mechanic, just know how to follow directions and use tools.
beenz
Rap Guerilla
I cannot cosign advising someone to buy a 17 year old car. how reliable is a car really that is that old?
OneTimeforTheMind
All Star
He said he hardly drives and doesnt travel far. Lease would be better.
I got my first car loan at 3%. Still regret it. But it has improved my credit score in the upper 700s.
beenz
Rap Guerilla
but the lease is assuming he's gonna flip cars every 2-3 years. if he broke, he not gonna be able to do that. he needs to get a car he can afford at a good price and rate and pay it off in a few years. why take a 3 year lease and give the car back when you can get a 4 year car note and own the car outright after that?
ManBearPig
half man half bearpig
U can't get OT at your job?
OneTimeforTheMind
All Star
I agree with you tho. We dont lnow what dudes credit score is neither. The car will deappreciate. At least if he gets into an accident within 3 years he aint gotta pay back ish.Imo he doesnt need a car unless he lives in a rural area, better of taking publoc transportation.
MillionMills
Superstar
My credit score is 750+
If you hate car payments, do not listen to any of these dudes telling you to finance or lease. Your commute is only five miles, so you need to cop a used, reliable car with cash. How much do you have saved?
beenz
Rap Guerilla
Depends on where u live. Her in Chicago, is easy to get by without a car. But when I get down to Dallas next week, not having a car isn't an option there.