If every black person in America had a life insurance policy

[Seoul Gleou]

...how would that change how police, doctors, lawyers, etc treat black deaths/injuries?

would black people still be killed overwhelmingly more by police? and how would insurance companies feel about the payouts to families?

 

[Thebadguy]

If the police kill someone and say that the person was committing a crime , would that void the insurance policy?


Seems like the insurance company would agree with the police so they wouldn't have to pay out.

 

[Seoul Gleou]

If the police kill someone and say that the person was committing a crime , would that void the insurance policy?

not necessarily. but the families will make a claim regardless and if insurance companies have to spend money on expensive lawyers all the time to fight the claims in court...

so either you pay millions ever few days to black families for insurance claims....or you pay millions per week to fight claims that you think dont apply to policies

 

[Mike809]

i think i saw this same question on tik tok.

 

[TRUEST]

If the police kill someone and say that the person was committing a crime , would that void the insurance policy?


Seems like the insurance company would agree with the police so they wouldn't have to pay out.

I like the thinking. But it would only further endanger black people.

Some people would set up family members to get got by making anonymous accusatory tips to law enforcement.

 

[Remote]

If the police kill someone and say that the person was committing a crime , would that void the insurance policy?


Seems like the insurance company would agree with the police so they wouldn't have to pay out.

Normally, yes.

Just about every insurance policy says that any death that occurred while committing a crime voids the policy.
Suicide (within 2 years) also voids the policy.

 

[alpo]

If the police kill someone and say that the person was committing a crime , would that void the insurance policy?


Seems like the insurance company would agree with the police so they wouldn't have to pay out.

So you saying black people are criminals? Huh cac faggit?

 

[Koli_Kat]

It's a step in the right direction.

Dudes always got a caveat on why they shouldn't get or do something

 

[Thebadguy]

So you saying black people are criminals? Huh cac faggit?

 

[alpo]

Why you bringing up criminals for, goofy cac?

 

[Thebadguy]

Why you bringing up criminals for, goofy cac?

The OP was the one who brought up people getting killed by police.


The police would say the person was a criminal and the insurance company would agree with them so they wouldn't pay out.

 

[alpo]

The OP was the one who brought up people getting killed by police.


The police would say the person was a criminal and the insurance company would agree with them so they wouldn't pay out.

Oh really cac?

 

[Thebadguy]

Oh really cac?

Not a cac

 

[Seoul Gleou]

Normally, yes.

Just about every insurance policy says that any death that occurred while committing a crime voids the policy.
Suicide (within 2 years) also voids the policy.

that's where the lawyers come in. most of these cop killings allege that crimes were being committed at the time of shooting. if there is evidence against that and charges are dropped, the family gets a claim fulfilled, i would think.

But i think insurance companies would make the call to their politicians to change laws immediately to avoid disputing claims in courts all the damn time cause some retarded cop couldnt keep his gun holstered and killed an innocent black man

 

[Remote]

that's where the lawyers come in. most of these cop killings allege that crimes were being committed at the time of shooting. if there is evidence against that and charges are dropped, the family gets a claim fulfilled, i would think.

But i think insurance companies would make the call to their politicians to change laws immediately to avoid disputing claims in courts all the damn time cause some retarded cop couldnt keep his gun holstered and killed an innocent black man

Yeah that's a good question. I don't know if a rejection could be appealed if it was later determined that no crime had been committed. I suspect there's some kind of statute of limitations on it, but I don't know. I'm in the industry but not specifically in that area.