"Its literally impossible to save money when you're poor"

[Suleiman Bey]

People pay tithes every pay period. It's just 10%. I used that same concept of paying myself 10%. A self-tax.

Pay yourself first. Then pay your bills. Whatever is left is spending money. The hard part is not dipping into your savings.

It's fine in theory, but some people really don't make enough to save and what they do save will be depleted the first time something unexpected happens. This isn't the case for everyone though.

Saving is actually easy. Living is the hard part.

 

[Stuntone]

If u can save, you're not really poor

 

[Taadow]

Anything is possible, you need some income but anyone can start small

This is a cool idea...until you hit week 12 and blow out a tire. Then you need your whole savings account
to get a new tire and you gotta start all over again.

There's always something.

Edit - @Suleiman Bey just said the same thing.

 

[Mowgli]

Your son tried to catch a fly with chopsticks when he was born

You were jealous when Elian Gonzalez beat your time swimming the Atlantic

 

[MajorVitaman]

This is a cool idea...until you hit week 12 and blow out a tire. Then you need your whole savings account
to get a new tire and you gotta start all over again.

There's always something.

Edit - @Suleiman Bey just said the same thing.

Not claiming its perfect. I'm just trynna bring something constructive that helped me save money when I had nothing to work with.

 

[Still Benefited]

Lets keep it funky though,there is shyt that people could do,but they don't really want to make sacrifices....Either that ,or they let they emotions get in the way of what is a great plan for savings.

Its a lot of nikkas out here who do have the OPTION,to stay with they mamas,kick in a little on rent and bills,and be able to save ALOT of money quickly....But nikkas aint tryna do that,mama aint letting these ho's come through....and a lot of times ya mama whos poor might not want you in the house,or either shes teaching you a lesson on manhood....Or because her broke azz cant see the bigger picture that it might help her azz out too in terms of saving....But I think most nikkas mamas would take them if they had a plan....problem is nikkas only like to show up to mamas doorstep when they lose they job and don't have a plan

When you young you can get multiple roomates,I stayed with 2 of my cousins and we was stacking like a mafuka....rented a cheap house and was paying like 300 a month total....Or you can get a two bedroom with a roommate and you paying like 300 a month total,but nikkas be like "I want my own space".

Baby mothers and fathers would rather live apart so they they can date and fukk randoms without akwardness....Instead of staying together just on some business arrangement shyt,that would allow the both of yall to save money.

Sure women have the option to get rid of the man and get help from the govt,or just holding it down on her own....But its likely you still gon be in poverty,if you make too much you cant get government help...And if you doing it by yaself ya bank account probably gon reflect that....so why not stay in a two income househould,until one of yall actually meet somebody whos NOT just somebody you fukking?

But nah,mafukas too emotional too have to make arrangements with they baby daddy allowing him alone time to smash new bytches in the crib....And nikkas definitely aint tryna arrange time for they baby mama to get dikk,and allow another man in they spot

We just too emotional man,alotta family conflict,love conflicts that don't allow us to look at shyt as just a business arrangement....Family is the best thing you can rely on when you poor,just to get a leg up....Its some sad shyt so many of us don't have that to fall back on,and a lot of us is just to prideful to do it.

"Im too grown to live under somebody elses roof and rules"

Fast forward you end up the same mafukas who gotta end up asking the family to borrow money?Or show up anyway,once they aint got no job,when you coulda been staying while you had a job,and built a savings....So you wouldn't need to stay with me as soon as you lose your job.

Family gotta help family yall,and more importantly family gotta not take ADVANTAGE of family,cuz that's also another reason a lot of us is hesitant to help each other....If somebody help you,help them out and make it worth they while you lousy piece of shyt..

Once you got kids ya options dwindle,but if you single and don't have kids,family is solid,stop being prideful and take a few months to get a leg up.

 

[YeLovesBoston]

Capitalism makes the rich richer and the poor poorer. The fact is the major corporations are running this country. I think we need to start teaching kids about finance at a younger age. Teach kids how to use money wisely rather than just simply spending. I was lucky enough to have someone school me on how to handle money when I was in high school.

 

[Art Barr]

lol i was speaking hypothetically im not actually in that situation

but you're talking about there is no profit to be made

which means there are no more hustles left

which means nobody else from now on can multiply their incomereally breh

Like I said,...i can tell you have not endured none of this shyt.
Plus, you don't understand general speak.
So, why do you have a comment and no actual real life empirical reality based experience.
the first post in this thread talked about that, the very first post.
Second how old are you, and what do you professionally do at that age?

Do you even know what the cycle of business is to close?


Art Barr

 

[MJ Truth]

It's not impossible of course but the fact of the matter is there's nothing more expensive in this country than being poor/in poverty. This country and its economy is pretty much designed to keep poor people poor, and you've gotta triple the difficulty when you're Black. People who act like poor people are poor because they don't work hard (or even don't work smart) are fukking idiots too.

Now you can get out of it, but it takes extreme amounts of sacrifice and pretty much superhuman effort and circumstances.

 

[MJ Truth]

Capitalism makes the rich richer and the poor poorer. The fact is the major corporations are running this country. I think we need to start teaching kids about finance at a younger age. Teach kids how to use money wisely rather than just simply spending. I was lucky enough to have someone school me on how to handle money when I was in high school.

The first bolded statement is the reason the second bolded statement won't happen.

 

[flea]

You were jealous when Elian Gonzalez beat your time swimming the Atlantic

You were jealous when your son wrapped a grouper in sea weed and served it to a family of cacs

 

[Art Barr]

Capitalism makes the rich richer and the poor poorer. The fact is the major corporations are running this country. I think we need to start teaching kids about finance at a younger age. Teach kids how to use money wisely rather than just simply spending. I was lucky enough to have someone school me on how to handle money when I was in high school.

You can get your kiosaki on, but the avenues of rich dad poor dad are exasperated in general.
This day and age is working on applied knowledge.

Art Barr

 

[Mowgli]

You were jealous when your son wrapped a grouper in sea weed and served it to a family of cacs

You were jealous when your uncle fukked your cousin at the family reunion.

 

[YeLovesBoston]

The first bolded statement is the reason the second bolded statement won't happen.

People need to start raising their kids rather than letting the world do it

You can get your kiosaki on, but the avenues of rich dad poor dad are exasperated in general.
This day and age is working on applied knowledge.

Art Barr

Applied knowledge can be "applied" to any generation. Rich kids get the best education, the best industry connections, the best business start ups, etc. Money makes things more accessible.

When you're born poor you're already at a great disadvantage

 

[Art Barr]

Lets keep it funky though,there is shyt that people could do,but they don't really want to make sacrifices....Either that ,or they let they emotions get in the way of what is a great plan for savings.

Its a lot of nikkas out here who do have the OPTION,to stay with they mamas,kick in a little on rent and bills,and be able to save ALOT of money quickly....But nikkas aint tryna do that,mama aint letting these ho's come through....and a lot of times ya mama whos poor might not want you in the house,or either shes teaching you a lesson on manhood....Or because her broke azz cant see the bigger picture that it might help her azz out too in terms of saving....But I think most nikkas mamas would take them if they had a plan....problem is nikkas only like to show up to mamas doorstep when they lose they job and don't have a plan

When you young you can get multiple roomates,I stayed with 2 of my cousins and we was stacking like a mafuka....rented a cheap house and was paying like 300 a month total....Or you can get a two bedroom with a roommate and you paying like 300 a month total,but nikkas be like "I want my own space".

Baby mothers and fathers would rather live apart so they they can date and fukk randoms without akwardness....Instead of staying together just on some business arrangement shyt,that would allow the both of yall to save money.

Sure women have the option to get rid of the man and get help from the govt,or just holding it down on her own....But its likely you still gon be in poverty,if you make too much you cant get government help...And if you doing it by yaself ya bank account probably gon reflect that....so why not stay in a two income househould,until one of yall actually meet somebody whos NOT just somebody you fukking?

But nah,mafukas too emotional too have to make arrangements with they baby daddy allowing him alone time to smash new bytches in the crib....And nikkas definitely aint tryna arrange time for they baby mama to get dikk,and allow another man in they spot

We just too emotional man,alotta family conflict,love conflicts that don't allow us to look at shyt as just a business arrangement....Family is the best thing you can rely on when you poor,just to get a leg up....Its some sad shyt so many of us don't have that to fall back on,and a lot of us is just to prideful to do it.

"Im too grown to live under somebody elses roof and rules"

Fast forward you end up the same mafukas who gotta end up asking the family to borrow money?Or show up anyway,once they aint got no job,when you coulda been staying while you had a job,and built a savings....So you wouldn't need to stay with me as soon as you lose your job.

Family gotta help family yall,and more importantly family gotta not take ADVANTAGE of family,cuz that's also another reason a lot of us is hesitant to help each other....If somebody help you,help them out and make it worth they while you lousy piece of shyt..

Once you got kids ya options dwindle,but if you single and don't have kids,family is solid,stop being prideful and take a few months to get a leg up.

Project mentality destroyed the general ability to do this and progressed the negative social stigma and actual business ability to do this as well.
The same government that created project mentality.
prays on the fact poverty is created by children born out of wedlock.
So, we are being preyed upon and the reason why this does not occur.
is all because the government created a social constuct that eliminated this from occurring in general.
Plus, perpetrated a cycle where the social ability to do this is demeaned and generationally spun out of control as a social science.
Why do you think Muslims and Hispanics are demeaned and kept in check in this country.
All because they shun the culture and traditionalism from these sectors and groups.
Who use what you are talking about to their benefit.
So they can not prevail.
while they rally the troops in legislature and price median to eliminate it from happening at all in general as well.
You can only do what a government allows you to do and the government started to eliminate all that from occurring.
when they created project mentality to go along with their degradation of the redlined home they purposefully made as well.
Splitting and make it difficult to live in tranquility in a home under the age of eighteen.
is an actual government installed social practice and actual ideals.

Go watch Claudine and see how she had to hide.
Her kids over and approaching 18, James earl Jones, and the toaster from the project welfare committee and reps.
This shyt is all made on purpose and deteriorated and eliminated as social practice in general on purpose.

You, dudes shun so much history.
That you missing out on knowledge.
Since y'all hate diggin in the crate and learning what hiphop as a culture provides in social study.
You dudes are going to be preyed upon for the rest of your lives.
Plus, the government had a forty year discovery zone to study hiphop and how to combat a culture trying to fill the holes created by the government purposefully.


Art Barr