What u do for a living?
#6set
What u do for a living?
What’s the best way to keep track of your credit? Best protection?827 with what? Is that your fico score? Congrats tho breh, I'm a loan officer at a bank if you or anyone else have any questions about credit
What’s the best way to keep track of your credit? Best protection?
You can pull one free report from each on annualcreditreport.com or you can use things like credit karma. Caveat to credit karma is that their score they give you is always higher than when a financial institution pulls it because they use a different scoring system but it does show you what is on your report or you can use those features on your credit card app that you can check your fico. Best way to protect your credit is to place credit freezes on all 3 credit bureaus. That way if anyone tries to pull your credit they can't and they have to call you to have you remove the freeze before they can proceed.What’s the best way to keep track of your credit? Best protection?
Don't have to call, can get them from annualcreditreport.comWrite or call the 3 big credit bureaus. By law, they have to each give you one long form version of your credit report annually. When I was cleaning up my credit, I hated calling because they wouold always blow off responding to requests. If it's in writing, that scares them because they know it's a legal now. I would always send copies of my requests too so they knew I had the original.