More Young Adults Live With Parents Than Not—for the First Time in 130 Years

NinoBrown

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As an American man, you do not get this benefit of the doubt to stay home until 30+, I was out of the house at 17 and never contemplated moving back home. I had a good major and overall had a 5 year-game plan once I left college and that was pretty much it. Other 1st/2nd-Gen foreign families are community-based by nature and very hierarchical, so pooling resources is a norm and since they tend to marry those within the same community, 30+ at home is fine because they (Koreans, Chinese, Indians, etc) can put down that 100K downpayment or outright pay for a home as they intend to marry and start the next generation. American culture always strives for independence and autonomy, while most of the world takes the village/communal mindset which has its own strengths/weaknesses. If you are dating or want to have a social life as a single male, you need your own independence straight up if you want quality dates/women.

However, that is not what we are talking about here, wages are flat, student debt ratio is record-level highs, and jobs are scarce. Boomers can't give up their jobs as they are A) Retirement/Savings are destroyed from the Recession B) They are supporting their 20-30 something children.

The average 20-something w/ no plan:
60K-70K Debt from [Insert university/college]
No Work Experience Outside of Starbucks
Major is a phony one like Women's Studies/Art/Basketweaving
No Social Skills

Essentially the last generation has been coddled to the point of being children in adult bodies. This stagnation and delay in social development will certainly hinder the next batch of children coming into the world.
 
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As an American man, you do not get this benefit of the doubt to stay home until 30+, I was out of the house at 17 and never contemplated moving back home. I had a good major and overall had a 5 year-game plan once I left college and that was pretty much it. Other 1st/2nd-Gen foreign families are community-based by nature and very hierarchical, so pooling resources is a norm and since they tend to marry those within the same community, 30+ at home is fine because they (Koreans, Chinese, Indians, etc) can put down that 100K downpayment or outright pay for a home as they intend to marry and start the next generation. American culture always strives for independence and autonomy, while most of the world takes the village/communal mindset which has its own strengths/weaknesses. If you are dating or want to have a social life as a single male, you need your own independence straight up if you want quality dates/women.

However, that is not what we are talking about here, wages are flat, student debt ratio is record-level highs, and jobs are scarce. Boomers can't give up their jobs as they are A) Retirement/Savings are destroyed from the Recession B) They are supporting their 20-30 something children.

The average 20-something w/ no plan:
60K-70K Debt from [Insert university/college]
No Work Experience Outside of Starbucks
Major is a phony one like Women's Studies/Art/Basketweaving
No Social Skills

Essentially the last generation has been coddled to the point of being children in adult bodies.
This stagnation and delay in social development will certainly hinder the next batch of children coming into the world.

Wow an entire generation huh? Who are you Mitt Romney?
 

NinoBrown

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Wow an entire generation huh? Who are you Mitt Romney?

Not all, but a majority of that demographic fall into that classification as they fell to the notion of "any degree will net 50K starting salary". Those who don't fall into that demographic are surviving or thriving as they have a bit more motivation or drive.
 

Yo Mama

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Seeing this trend more in zim. People cant find work, or you find work and you dont make a lot of money. It will make sense to stay at home and you all pitch in. In some circumstances.

I cant imagine anything more miserable than living with family/parents though. It would drive me crazy and Id want it as a last resort.
 

4North1Side2

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Nothing wrong living at home and I'm perfectly fine with my sons living with me till I die until they are ready to fly away
 
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One of the best posts in this thread!!!

I remember I asked you for advice awhile back and you told me to exercise/lose weight/do no fap because my adrenal glands are probably out of wack from fapping so much. you didn't give me any career advice though.

If you were in my position where would you go from here:

I don't want to be a burden on my mother and want to move out when it is possible.

I'm 30 years old and live with my mother. She financially takes care of me. I am unemployed/broke and only have 30 dollars in my savings account. I spend all money I ever get from my mom on junk food because I am addicted to junk food.

I have a two year degree in Business Management I got this past December. I also have 60,000 in student loan debt because I went to a 4 year university and fukked around/didn't apply myself.

I am unemployed and have been applying/looking for jobs since I graduated this December.

Also. am timid, have bad social anxiety, low confidence.

EDIT: I live in Americus, Georgia as well. Small city with very little job opportunities.

1) Diet - Paleo/Primal diet
2) Exercise - HIIT (High Intensity Interval Training). Walk every day.
3) Job - Move to a larger city or a city with greater job prospects. I recommend IT. I get hit up for IT jobs constantly, even when the economy was bad.
4) Travel - Get a passport. As a black man, you have to experience Dominican Republic, Brazil, Columbia, and Germany at least once in your life. Other countries are jumpin' too as a black man.
5) Credit - Improve your credit score. Manage your credit and finances judiciously.
6) Hustle - Diversify i.e. small business, outside hustle, sales, FOREX
7) Television - dump it. Dump satellite/cable.
8) Some traps to avoid: 8a) Never co-habitate with a woman
8b) Never get a woman pregnant. That child support hustle is something evil.
8c) Avoid a mortgage
9) Save up your money. As a starter, work up to 50% of your take home pay after taxes as savings. The seed money should allow you to diversify into precious metal holdings, bond holdings, stock holdings, foreign currency holdings, et al.
10) Debt - There is a way to leverage debt against debt to quickly pay it off. If interested, PM me for details.

I'd divvy it up into 1, 2, 3, 4, 5, and 10 year plans with previous goals interleaving into future goals.

I almost gave you the full "blueprint".
 
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why do you say this?

As an individual, a 15 to 30 year loan is a long term risk for insolvency and loss. There are ways to mitigate this risk by applying debt against debt to compress the amortization schedule, number of, and length of payments.

As a single guy, you may value being unencumbered more than being tied down to one spot. I subscribe to the six flag theory, thus freedom of movement to different cities around the world are more my liking. If you can obtain a mortgage payment for less than the average rent payment in a locale, then it can make sense to go for the mortgage. Also with a house are all the other incidental bills such as waste removal, repairs, pest control, taxes, et al.

As a business, you want to do mortgages as leveraging aides to increase cash flow and holdings.
 
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CHICAGOrilla

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I'm 21 and I feel like a complete idiot living with my mother but I can't land a job thats not some shytty minimum wage retail type shyt. Some of y'all said y'all moved out when y'all was like 16/17 but how did y'all afford rent?
 

eXodus

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on the upper body because that's what people first notice for a Man. Build your triceps/biceps/delts/lats and your gut will eventually disappear. There are advanced tactics but you are not ready yet and don't have the budget for it yet.

Oh and two things that help gut fat burning specifically are:

- alistic option to get out of your situation right now and pay your bills immediately. Following the above will help.[/QUOTE]
What's the advanced version bruh?
 

mcdivit85

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So what would you say to me in terms of advice? I don't want to be a burden on my mother and want to move out.


I'm 30 years old and live with my mother. She financially takes care of me. I am unemployed/broke and only have 30 dollars in my savings account. I spend all money I ever get from my mom on junk food because I am addicted to junk food. I am obese at 275 pounds.

I have a two year degree in Business Management I got this past December. I also have 60,000 in student loan debt because I went to a 4 year university and fukked around/didn't apply myself.

I am unemployed and have been applying/looking for jobs since I graduated this December.

Also. am timid, have bad social anxiety, low confidence.

Is this a real post? :huhldup:

Peace
 

mcdivit85

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I love when this topic comes up. So many failure to launch a## n#ggas on this site :russ:

Look, if you're 30 or over and you still live at home, you're a loser. And I'm being very generous here because I think people should be on their own by their mid 20s at the latest. So, in my head, if you're 25 or over and still at home, then you're a loser. But I'll give some leeway.

And when I say that, I mean if you've never moved out. If you've hit a rough patch and moved back home for awhile to get back on your feet, fine. But most people who live at home just moved back home because life is life and they can't handle it. So, they run back home to mommy and daddy to kiss it and make it all better.

Who said life was easy? :jbhmm:

Who said a job with a great salary and great benefits was supposed to be waiting on you when you became an adult? :jbhmm:

Who said you weren't going to have to work a part-time job to make ends meet? :jbhmm:

Who said you weren't going to have to make it work until you made it happen? :jbhmm:

Who said you had excuses for living at home at 28 years old with no prospects of moving out and becoming an adult? :jbhmm:

The funniest part about this to me is, this is The Coli. Dudes constantly making threads complaining about how women don't respect them. But then, they come into threads like these telling on themselves and letting the world know why they get no respect.

How in the hell can you expect a woman to respect you and follow your lead when you can't even lead yourself out of your mom's house? :pachaha:

How in the hell is a woman going to respect you when you sleep in the same bedroom you were in at 13 years old? :heh:

Why in the hell would I, or any other man, want to hear what you have to say after you tell me "I live in my parents' basement" :mjlol:

Some of you are just intellectualizing your failure to make sh#t happen. Some of you are just lazy and unimaginative.

Peace
 
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