nikkas really out here leasing cars? :dahell:

[TLR Is Mental Poison]

So, that's when you realized ALL your payments were for no reason. How does that make you feel?

Ummm he had the car for the length of the term though. This is like saying you dont get anything when you rent an apartment. Ummm yea you do you get to live in an apartment.

Plus till you actually pay the car off you dont really own the car either. U have to get permission from your bank to sell it and if u owe more than its worth u are taking an L. If u can stay under the mileage, would be buying a new car anyway, and have steady income etc leasing is good money. If I wasnt so damn picky and didn't drive ~25,000 miles a year I would def lease my next ride.

 

[TLR Is Mental Poison]

You had a IS-250 and then you went and bought a new one?

How many under powered sports cars are you gonna buy?

Not even the 350

They drive aggressive in the DMV too

He payin $35K to get dusted off at stoplights by minivans

250 is a secretary's car

 

[beenz]

Brehs....buy the car and buy one or more of the comprehensive manuals for car repair on that car. You'll save yourself a lot of money buying parts and doing repair yourself when you have to. When it's paid off you can keep the car running and in good condition for at least a few decades. It's not hard to do car work yourself. No need to keep up with the Joneses on that type of stuff. Only buy cars when you need them.

most people aren't keeping a car for a few decades. but I agree when you pay off a car, that if you take care of it, it should last quite some time. My care is almost 10 years old in 2015 and it runs just great still. doing routine maintence is MUCH MUCH cheaper than paying a car note since really it only cost me about $1000 a year in maintence for the car which only comes out to around $80-$85 a month if you annualize it.

and I agree with you about keeping up with the joneses. one of my best friends that went to college with me is basically a self made milionaire. and dude is cheap as hell. I'm talkin bout this is the cat putting costco vodka in his grey goose bottles for when hoes come over, and dude hasn't had a car over 5 years cuz he lives downtown.

also, when he had a car then, it was an old 98 volvo.


When I was paying a car note, I would have my job deduct about $200 a check (my car note was like $365 a month) and put it in my credit union savings account, and they would take the money monthly from there.

Since I was so used to NOT having that money every month, once I finished paying off the car, I kept sending money to my credit union. since that is an account I NEVER withdraw or spend from, I'm saving an additional $5200 a year cash after taxes in that account just by living the same lifestyle I was living all along.

You do this for a few years, you will see your money stack like there's no tomorrow. And that doesn't even include money I save from the remainder of my paycheck into other accounts. I think my credit union account right now has almost 20K stacked in it right now. and that's simply from just not paying a car note, yet continuing to save the money as if I was.

 

[charmander]

fukk a bloodclot lease

real nikkas cop old used town cars and put money in the motor and system

 

[Chris.B]

You had a IS-250 and then you went and bought a new one?

How many under powered sports cars are you gonna buy?

I had a VW passat 2012. It was too big and I never saw anyone below the age of 40 driving a passat

 

[philmonroe]

most people aren't keeping a car for a few decades. but I agree when you pay off a car, that if you take care of it, it should last quite some time. My care is almost 10 years old in 2015 and it runs just great still. doing routine maintence is MUCH MUCH cheaper than paying a car note since really it only cost me about $1000 a year in maintence for the car which only comes out to around $80-$85 a month if you annualize it.

and I agree with you about keeping up with the joneses. one of my best friends that went to college with me is basically a self made milionaire. and dude is cheap as hell. I'm talkin bout this is the cat putting costco vodka in his grey goose bottles for when hoes come over, and dude hasn't had a car over 5 years cuz he lives downtown.

also, when he had a car then, it was an old 98 volvo.


When I was paying a car note, I would have my job deduct about $200 a check (my car note was like $365 a month) and put it in my credit union savings account, and they would take the money monthly from there.

Since I was so used to NOT having that money every month, once I finished paying off the car, I kept sending money to my credit union. since that is an account I NEVER withdraw or spend from, I'm saving an additional $5200 a year cash after taxes in that account just by living the same lifestyle I was living all along.

You do this for a few years, you will see your money stack like there's no tomorrow. And that doesn't even include money I save from the remainder of my paycheck into other accounts. I think my credit union account right now has almost 20K stacked in it right now. and that's simply from just not paying a car note, yet continuing to save the money as if I was.

Ain't nothing wrong with keeping up with the joneses just gotta have the funds to do so. Nobody can convince me to ever live "frugal" esp if the thinking is you do that and you'll be better off financially. The way you do that is make wayyyy more money than you spend.

 

[TRFG]

I had a VW passat 2012. It was too big and I never saw anyone below the age of 40 driving a passat

That's also a chick car

 

[Chris.B]

That's also a chick car

Weak.
I swear some of you can't tell a joke to save your lives

Most Americans live under 50K a year.

Most are not driving a Lexus = FACT
But I will let you do you though and keep cracking those corny jokes

 

[dora_da_destroyer]

i'm thinking of leasing next time, the past two cars i've purchased i haven't owned long enough to make owning worth it. thinking of paying off my car in jan and leasing an audi, benz, or bmw sometime next summer...i want something with better performance (i love driving when i do drive), 4-cyl ford escape is in that department lol

 

[Kobes Two Jerseys]

i'm thinking of leasing next time, the past two cars i've purchased i haven't owned long enough to make owning worth it. thinking of paying off my car in jan and leasing an audi, bmw or Benz etime next summer...i wam a ancestorsh better performance (i love driving when i do drive), 4-cyl ford escape is in that department lol

Make sure you know how expensive maintenance is. Dude here has an audi, said brake job cost him 1500. Another dude said oil change was 200.

 

[dora_da_destroyer]

Make sure you know how expensive maintenance is. Dude here has an audi, said brake job cost him 1500. Another dude said oil change was 200.

yep, that's the reason i'd lease one, maintenance and gas cost too much for them shyts, plus audi and BMW have a shyt reputation of needing too many repairs. it's not even about not having the money, it's the principle that i'd rather have a $200 pair of shoes that a $200 oil change

but driving any of those (the right model) makes you

 

[philmonroe]

yep, that's the reason i'd lease one, maintenance and gas cost too much for them shyts, plus audi and BMW have a shyt reputation of needing too many repairs. it's not even about not having the money, it's the principle that i'd rather have a $200 pair of shoes that a $200 oil change

but driving any of those (the right model) makes you

I think its kinda about the money realistically. If you had enough to not have to do the 200 shoes over 200 oil change I usually don't see people that can do that say that. Small sample size admittedly.

 

[rapbeats]

Here's the truth of the matter. Consider these options when wonder Should i lease or buy?


SHould lease when: You have a high end Benz, BMW.. you lease the car because the maintenance on these cars are so out of this world unless you are super balling you wont be able to afford the maintenance that will jump on you the moment the warranty is over(car warranties are like 60,000 miles tops. if you drive a ton thats a few years tops. basically you are hot potatoeing the car. get rid of that crap before it starts breaking down on you with no warranty to cover it.

Should lease when: you have great credit and you dont work far from your home and you wont be driving the car crazy miles(staying within the mileage for the lease for no over use charges), and you are the type of person that loves changing your whips every 2 years or so. No reason to buy when you are going to sell it to the dealership and get a new one. you will end up losing in that situation every time.

Should Buy out right when: You are broke but need a car. make sure to find a reliable car(honda, toyota, etc). and keep it so once the car is paid off. you will save on car note money. dont go out and buy a new car before or right after the car is paid off. SAVE YOUR MONEY. no note is equivalent to a Raise at your job.

SHould Buy out right when: You like the car you're about to get and you either dont mind the maintenance fees on a high end car thats notorious for breaking down after 60k/after the warranty expires. Or you find a car you really like and its a very good car(say honda/toyota). no reason to lease when you like the car enough to keep it around for 10+years.

 

[tmonster]

Its difficult not to get fukked buying a car, no matter what you do.

uhm...yeah there is...buy what you can afford and quit pretending to be a baller

 

[dora_da_destroyer]

I think its kinda about the money realistically. If you had enough to not have to do the 200 shoes over 200 oil change I usually don't see people that can do that say that. Small sample size admittedly.

what?

and it's about priorities. paying the $200 is not the problem, it's the preference of not wanting to pay $200 for an oil change when you know you could have something else you value more for that amount. of course if you choose to have that car, you're going to pay it, but you do it begrudgingly. there is a whole bunch of shyt i pay for that is not a financial burden that i, if given the choice, would spend the money elsewhere - student loans, rent, car insurance, and my cable bill all come to mind.