nikkas really out here leasing cars? :dahell:

dora_da_destroyer

dora_da_destroyer

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rapbeats said:
Here's the truth of the matter. Consider these options when wonder Should i lease or buy? :ohhh:


SHould lease when: You have a high end Benz, BMW.. you lease the car because the maintenance on these cars are so out of this world unless you are super balling you wont be able to afford the maintenance that will jump on you the moment the warranty is over(car warranties are like 60,000 miles tops. if you drive a ton thats a few years tops. basically you are hot potatoeing the car. get rid of that crap before it starts breaking down on you with no warranty to cover it.

Should lease when: you have great credit and you dont work far from your home and you wont be driving the car crazy miles(staying within the mileage for the lease for no over use charges), and you are the type of person that loves changing your whips every 2 years or so. No reason to buy when you are going to sell it to the dealership and get a new one. you will end up losing in that situation every time.

Should Buy out right when: You are broke but need a car. make sure to find a reliable car(honda, toyota, etc). and keep it so once the car is paid off. you will save on car note money. dont go out and buy a new car before or right after the car is paid off. SAVE YOUR MONEY. no note is equivalent to a Raise at your job.

SHould Buy out right when: You like the car you're about to get and you either dont mind the maintenance fees on a high end car thats notorious for breaking down after 60k/after the warranty expires. Or you find a car you really like and its a very good car(say honda/toyota). no reason to lease when you like the car enough to keep it around for 10+years.
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these are some of the fundamentals it comes down to. everyone wants to spit the common man's "financial advisor 101" shyt....save xzy and don't spend anything ever and you too will be a millionaire! owning outright isn't always the best option, especially if you know you're in a fluid situation where your life can change over the next 2-4 years. just got married? why buy a that coupe/2-seater when you know you'll probably need a sedan/SUV/minivan in 2-3 years? in grad school down south but know you'll be in NY for the summers and when you come back? lease something if you don't want to buy a beater.
 
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dora_da_destroyer

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GinaThatAintNoDamnPuppy! said:
Why dont u Zipcar?
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b/c i still need a car and the freedom. drive to the gym, go all over the bay on the weekends, go out at night, etc. makes no sense to try to rent a car or zipcar every time i need to drive which is a lot. i just don't have a commute. if i was on the east coast or chicago again, i'd consider it, most those cities have enough public transportation and cabs to make getting rid of a car realistic, not so much in the bay outside of SF
 
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dora_da_destroyer said:
b/c i still need a car and the freedom. drive to the gym, go all over the bay on the weekends, go out at night, etc. makes no sense to try to rent a car or zipcar every time i need to drive which is a lot. i just don't have a commute. if i was on the east coast or chicago again, i'd consider it, most those cities have enough public transportation and cabs to make getting rid of a car realistic, not so much in the bay outside of SF
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Damn u must be caked up leasing new whips living in the Bay :demonic:

I feel u though, I needed a car before I got my job down here.
 
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dora_da_destroyer said:
what?

and it's about priorities. paying the $200 is not the problem, it's the preference of not wanting to pay $200 for an oil change when you know you could have something else you value more for that amount. of course if you choose to have that car, you're going to pay it, but you do it begrudgingly. there is a whole bunch of shyt i pay for that is not a financial burden that i, if given the choice, would spend the money elsewhere - student loans, rent, car insurance, and my cable bill all come to mind.
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I can see how that was confusing. Let's be real though we wouldn't pay for nothing if we can have it for free so that's not really worth mentioning. Also unless you have beaucoup bread we all have to budget aka priorities on material things. I'm not saying more well off people don't have priorities but ime they aren't worrying about what we are talking about (car maintenance) that's all. If you have more than enough you don't really have priorities when it comes to material things. Like I said before I'm basing this on a relatively small size albeit diverse group so maybe my experience is not the norm on this topic.

I hope that was better and even if its not I was just saying my piece no harm intended at all. Its not a big deal just something I go back and forth with a friend on so when I saw you say the same thing had to see if you were kicking a similar thought.
 
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philmonroe said:
I can see how that was confusing. Let's be real though we wouldn't pay for nothing if we can have it for free so that's not really worth mentioning. Also unless you have beaucoup bread we all have to budget aka priorities on material things. I'm not saying more well off people don't have priorities but ime they aren't worrying about what we are talking about (car maintenance) that's all. If you have more than enough you don't really have priorities when it comes to material things. Like I said before I'm basing this on a relatively small size albeit diverse group so maybe my experience is not the norm on this topic.

I hope that was better and even if its not I was just saying my piece no harm intended at all. Its not a big deal just something I go back and forth with a friend on so when I saw you say the same thing had to see if you were kicking a similar thought.
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no problem, as for the bolded, that's not really true. some people with tons of money are still cheapskates, so they do prioritize material things and or worry about spending in certain areas. some people with money don't mind blowing 10 g's at the mall but might balk at buying a first class ticket to fly somewhere, others might drop 10g's on vacations while looking at $200 designer jeans like :childplease:. i've dropped $500 on some boots, but i'd never pay that amount for a purse, people value material things differently.
 
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dora_da_destroyer said:
no problem, as for the bolded, that's not really true. some people with tons of money are still cheapskates, so they do prioritize material things and or worry about spending in certain areas. some people with money don't mind blowing 10 g's at the mall but might balk at buying a first class ticket to fly somewhere, others might drop 10g's on vacations while looking at $200 designer jeans like :childplease:. i've dropped $500 on some boots, but i'd never pay that amount for a purse, people value material things differently.
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I agree its differences on what they will spend it on but whatever it is they not worried about the related cost of that material stuff. I think we all have things we don't care about as much but the stuff we do you don't mind the price esp when you can afford it comfortably. That's what I was speaking too when saying prioritize but typing it out I don't do the best job of conveying what I'm trying to say. In person its quicker to do.
 
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GinaThatAintNoDamnPuppy! said:
Not even the 350 :sadcam:

They drive aggressive in the DMV too :sadcam:

He payin $35K to get dusted off at stoplights by minivans :sadbron:

250 is a secretary's car
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the Coli is funny sometimes though most Americans don't even make $50,000 a year but somehow only on the Coli is a secretary driving around $35,000 to 40k car. majority of Americans make under $20 an hour.

Some of you nikkas talk straight from your ass.
But what do I know most people are balling over here :upsetfavre::mjlol:
 
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