Be earning 3 nikka's paychecks at once, job remote too, talking about 100K ain't a lot. Maybe 100K would be more if they drank coffee at home
No amount of budgeting and not eating out is going to make up for the fact that we don't make enough money.
- Thread starter Sad Bunny
- Start date
Be earning 3 nikka's paychecks at once, job remote too, talking about 100K ain't a lot. Maybe 100K would be more if they drank coffee at home
So if they did all the right things why are most of us collectively still struggling? All that saving means nothing if you aren't passing on the knowledge to the next generation of how to do the same. Many of our predecessors were on some, "I figured it out on my own, you'll do it too if you wanna make it." Why are ppl acting as if many of our own families don't put us into debt? Adding bills in children's names. Parents expecting teenagers to foot adult responsibilities. Yet we wonder why people spend money on frivolous stuff.You're getting away from your point though. What I'm saying is in comparison to our parents. To that whole generation. They worked full time too. They wanted to enjoy life too. But they didn't spend as we do. They had less financial knowledge and resources and still knew not to fall into certain trappings.
Wanting to enjoy your life is not an excuse not to budget. To enjoy it within your means. To enjoy about 10% of the time instead of every time you feel like it. And I'm a breh with NO budget who does the same. But I'm alsoso I'm starting to look around and notice this shyt. I just downloaded Mint. Like 5 minutes ago. At the least I'm going to start tracking exactly where my money is going cause I already know too much of it is bullshyt. At some point you gotta realize you really can't afford it if you living check to check to have it.
I'm convinced many of y'all love wagging a finger while purposely choosing to ignore soft but very real factors that influence our ability to build and maintain wealth.
I never said it was the same. What i said is a lot of people would struggle regardless because the amount of money is not the issue. Sometimes I feel like y'all see the overall point yet still want to slightly change the point so you can argue against it. Let me ask you a question. Do you understand the overall point i was trying to make regarding money management and budgeting?
I know someone who gets by on 30k (although their budget is tight), just like i know someone who makes 60k and struggling. if you look at both their lifestyle from the outside looking in, the 60k person has a less appealing lifestyle but they are not drowning in debt or stressing about bills. So yes, if he was struggling, the struggle would be worse for him.
My overall point is that throwing money at a problem can be the beginning of the answer but it's rarely the whole answer. Respectfully, before calling something nonsense, please make sure you're addressing the actual point they are making and not some strawman argument you came up with.
actually it is 45k...my bad and thats single income
Some of these dudes act like the people making 6 figures now. Didn't start off making less than 40K a year. It's not impossible like some of these dudes make it seem. If it was easy everyone would do it.
This is one of those things people just have to see for themselves. Hubris is always rewarded with a hard lesson.
It didn't take me that long to realize that hard work only leads to more hard work.Buncha dumb mf’ers on the first page
“Just save more“
Capitalism exploits the worker, and with all the fukkery happening, corporations have been ramping their exploitation into high gear knowing there’s not going to be any pushback because everyone’s too focused on other shyt.
Blaming peoples “lifestyle choices” for being poor, while CEOs walk around with multi-million dollar bonuses is the definition of false consciousness, you’re defending the rich.
Your fictional scenario isn’t helping your cause
It depends on what you're buying. Chicken wings are pretty even in pricing at the grocery store and at a restaurant.
However, 3 pounds of ground beef is about $10. That's 12 quarter pound burgers you can make. Factor in bread and condiments, it's still a hell of a bargain. You also have the luxury of making it to your own liking.
Overall, grocery shopping/cooking is cheaper than eating out.....by a mile, whether you are alone or have a family full of youngins
You must be in a terrible tax bracketOP is spittin... ive been trying to save for a car and that first time I did all that overtime taxes fukking killed my shyt by damn near $300!!!what the fukk i did all that work for nothing...
-Not fictional. I actually know both of these people.
-I don't think you know what my "cause" is.
-You still haven't pointed out where i said both struggles were the same.
This exchange is going nowhere. Unless you address what I've said, I'm gonna end it there. Have a good day.
BunchePark
Coli N Calisthenics
How old are some of y'all man?
No budget wtf?
How much debt do you have?
How much do you have if you add your checking, savings, retirement acct, and investments?
Are you in the RED? Well how TF you gonna escape with no plan?
No budget wtf?
How much debt do you have?
How much do you have if you add your checking, savings, retirement acct, and investments?
Are you in the RED? Well how TF you gonna escape with no plan?
The Devil's Advocate
Call me Dad
But they did pass it down. We don’t listen.
My point is we spend our money on non essentials at a WAY higher clip than our parents. And when told this info, we tend to say shyt like “But I deserve to enjoy life.”
Yea but can you afford to enjoy it? And if you can’t, why aren’t you cutting out the non essentials? “Cause then I’d just work and die”
Welcome to your parents life. And please stop it. All the excuses. The majority of us did not hit 18 with any debt. The majority of us didn’t hit 18 and have some late bills from when we were three years old. The majority of us are spending our money on bullshyt things that are not necessities of life. No matter what the cost. Because we feel we are entitled to a nice life.
Problem is most of us can’t afford what we deem we should have. And most of us ain’t willing to sacrifice those things in order to save more. They’d rather bytch about it and keep doing it.
The Devil's Advocate
Call me Dad
I just did this yesterday on Facebook with some lady bytching about shopping. Meanwhile had lunchables, soda and processed meals in the cart.
So I’ll do the same with you. Please tell us what you can go and out and eat that’s cheaper than at home. Then I’ll show you how you’re wrong
Go.
The Devil's Advocate
Call me Dad
Y’all confuse bootstraps with “what you gonna do about it”People be like work harder get 3 jobs eat noodles etc while upper management at your company is getting paid to do jack shyt and lay nikkas off making 5-10x as much as you.
Yall some bootlicking dikksuckers fr on here got to be some of the most out of touch black people on the internet
Bootstraps would say all you have to do is work harder and everything will be fine
Other people agree, yes there is a problem that hard work ain’t gonna solve for everyone…… BUT what are you gonna do about it?
There are many problems in life which the answer and solution is obvious. But in reality, it ain’t gonna fukking happen so what’s the next plan? Cause you still got to live, work and survive. So you gonna complain and hope cacs change things or go ahead and make your own moves so your family will be straight?