***Official what credit cards you have thread 2021***

[brooklyn_boulevard]

Amazing...they denied me and my equifax which they pull from is 730

you got denied at 730?

 

[Flu Game502]

you got denied at 730?

Yup

 

[Towlie]

That Amex card is clutch. I easily max out the grocery cash back every year

It's the best free money

 

[Towlie]

Get that Flex & Unlimited card to breh.... so you can get in that Chase Trifecta


I’m one card away


BOA
Chase Flex
Chase Sapphire Preferred

I’m getting the Chase Unlimited in a few months then I’m probably gonna get a card that had a partnership with American Airlines since that’s my preferred method of Air travel

What do you use the flex mostly for?

 

[BlackBall]

That Amex card is clutch. I easily max out the grocery cash back every year

What’s the interest rate ?

 

[Maddmike]

Citi Double Cash
AMEX platinum (I get the fee waived)

I got about 200k points on my Amex.

 

[King Poetic]

Amex
Capital one
Discover

 

[Bryan Danielson]

What do you use the flex mostly for?

Everyday bullshyt like Food/Gas and whatever the big quarterly Rotating 5% cash back shyt be

 

[humminbird]

Got an invite for the Amex Plat might take it because of the points
I already have the everyday and it's my main

 

[Maddmike]

Got an invite for the Amex Plat might take it because of the points
I already have the everyday and it's my main

If you travel alot. I say go for it. If not then the gold would probably be better

 

[Formerly Black Trash]

Capital One Venture and Quicksilver
Elan Secured Card
Credit One

 

[Harry Sax]

Do y’all use all these cards regularly? Or u just have em? I need help with the credit game

 

[Bubba T]

you got denied at 730?

Credit score isn’t the only factor

I’ve gotten denied for several loans (mainly from Wells Fargo ) when my credit was in the 760s. Mainly due to “insufficient credit history”

 

[Formerly Black Trash]

Do y’all use all these cards regularly? Or u just have em? I need help with the credit game

I use
One for gas
One for phone bill
One for food/miscellaneous
One has other low bills like amazon

 

[brooklyn_boulevard]

Credit score isn’t the only factor

I’ve gotten denied for several loans (mainly from Wells Fargo ) when my credit was in the 760s. Mainly due to “insufficient credit history”

if people add you on their credit cards, will this help