Breh, your chick is being dead weight as a result of symptoms from your interaction with her. And its starting to put a strain on your ability to take care of each other and your child.
I would suggest:
- Sitting her down and making her unequivocally aware of the household's financial situation: it seems that she doesn't seem to understand how rough a spot your family is in right now. She needs to understand that you're currently not able to provide for the family by yourself and need her to chip in financially. And that if she doesn't, then that means your family may be split up due to not being able to maintain a family residence
- Looking yourself in the mirror and realizing she's acting the way you allow: I know this is 2014 and this is misogynous in tone, but women are followers, playa. And that's not a bad thing....that's how and why they were created....to be help-meets for man. But if you don't put your woman on a mission and give her rules to follow, then she will degenerate into a child-like state. And that child-like state is a result of YOU allowing her to not be responsible and not be an adult WAY BEFORE your current situation. The ONLY way she would feel comfortable enough to quit a job she knows that she needs for her home is because she feels there are no repercussions for her actions. Truthfully, that would fall under a sign of disrespect.
- Sitting down with her and making a plan: you two are in this together....not on some moral sh#t....but on some real, we need two incomes sh#t. So, she needs to understand that her financial contribution to the household is vital at the current moment. She needs to find an income source, so she can help you two stay on your own instead of moving in with your or her parents. That's not a good look....and a guarantee that some janky behavior will ensue.
Unfortunately, there's no real way out of this since you already have the child and have the spot, so you two need to step up to remain autonomous. And you need to lead and get her mind right, so the family thing can work out.
Peace