So who is looking to sign up for "Obamacare" in about 2 weeks?

Calmye

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@sicc2def @Batz and the other brehs here is the info promised from my desk hopefully it would clear it up for yall a bit , sorry if there some spelling mistakes typing this on the phone on my lunch break while editing some info feelin like a young Edward snowden




The affordable care act (ACA) is a federal law passed by congress in 2010. ACA requires that most U.S citizens and legal residents to have health care coverage by January 1 2014. The Federal government wills open enrollment on October 1 2013, through the Health Insurance Marketplace. Beginning on this date, individual may fill out an application through the marketplace to learn more about their health care options.

Depending on applicant’s income and family size he or she may qualify for health coverage through a state’s Medicaid program or through other insurance affordability programs such as Qualified Health Plans (QHPs) or Advanced Premium Tax Credits (APTCs). QHPs are health insurance plans certified by the marketplace as providing essential benefits and meeting specific affordability requirements. Applicants who qualify for QHP or other insurance programs may be eligible for APTCs which can reduce monthly cost for health coverage.

Advanced Premium Tax Credits are use to lower monthly cost. If income is between 100 – 400 percent of the federal poverty level the household qualifies for APTC paid to the health insurance company on the clients behalf to lower the premium cost of the insurance they have selected. Individuals whose income is below 100 percent FPL do not qualify for ATPC. If the income is above 400 percent FPL and the person does not have the option of purchasing health insurance through the employer, the individual will select a QHP.

The Market Place

The market place is designed to help individuals find health insurance that fits their budget with less hassle. Every health insurance place in the new marketplace will offer comprehensive coverage from doctors to medications to hospital visits. The ACA also mandates that preventive healthcare, rehabilitative health and pregnancy is part of all qualified health plans. Indivuals can compare all their insurance options based on quality, coverage, premiums, deductible and other features that maybe important to them.

In October everyone will be able to get information about all of the health plans available in their area. They will be able to enroll directly through a website or call a toll free hotline. If they are having difficulty finding a plan that meets their needs and budget there will be “Navigators” available at the health insurance marketplace to give there personalized help with their choices. These navigators are not associated with any particular plan and there are not on any type of commission. So there help with will be completely unbiased. Coverage from the marketplace begins Jan, 2014.


@Liquid feel free to put this in the OP if u want
Props breh. I gotta read this when I get back to the crib
 

Self_Born7

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No the repeal to obamacare is struck down every time it comes up.

The house republicans have tried to repeal it 41 times so far. The law was passed in 09, signed in 2010 and upheld by the Supreme Court in 2012.

and all them mofos are exempt from Obama Care... tells you its all bullshyt.. Careful what you wish for.
 

newworldafro

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In the Silver Lining
[

http://nypost.com/2013/09/15/obamacare-will-question-your-sex-life/
Obamacare will question your sex life
By Betsy McCaughey
September 15, 2013 | 7:56pm

Are you sexually active? If so, with one partner, multiple partners or same-sex partners?”
Be ready to answer those questions and more the next time you go to the doctor, whether it’s the dermatologist or the cardiologist and no matter if the questions are unrelated to why you’re seeking medical help. And you can thank the Obama health law.
“This is nasty business,” says New York cardiologist Dr. Adam Budzikowski. He called the sex questions “insensitive, stupid and very intrusive.” He couldn’t think of an occasion when a cardiologist would need such information — but he knows he’ll be pushed to ask for it.
The president’s “reforms” aim to turn doctors into government agents, pressuring them financially to ask questions they consider inappropriate and unnecessary, and to violate their Hippocratic Oath to keep patients’ records confidential.
Embarrassing though it may be, you confide things to a doctor you wouldn’t tell anyone else. But this is entirely different.
Doctors and hospitals who don’t comply with the federal government’s electronic-health-records requirements forgo incentive payments now; starting in 2015, they’ll face financial penalties from Medicare and Medicaid. The Department of Health and Human Services has already paid out over $12.7 billion for these incentives.
Dr. Richard Amerling, a nephrologist and associate professor at Albert Einstein Medical College, explains that your medical record should be “a story created by you and your doctor solely for your treatment and benefit.” But the new requirements are turning it “into an interrogation, and the data will not be confidential.”

Lack of confidentiality is what concerned the New York Civil Liberties Union in a 2012 report. Electronic medical records have enormous benefits, but with one click of a mouse, every piece of information in a patient’s record, including the social history, is transmitted, disclosing too much.
The social-history questions also include whether you’ve ever used drugs, including IV drugs. As the NYCLU cautioned, revealing a patient’s past drug problem, even if it was a decade ago, risks stigma.
On the other end of the political spectrum is the Goldwater Institute, a free-market think tank. It argues that by requiring everyone to have health insurance and then imposing penalties on insurers, doctors and hospitals who don’t use the one-click electronic system, the law is violating Americans’ medical privacy.
The administration is ignoring these protests from privacy advocates. On Jan. 17, HHS announced patients who want to keep something out of their electronic record should pay cash. That’s impractical for most people.
There’s one question they can’t ask: Thanks to the NRA, Section 2716 of the ObamaCare law bars the federal government from compelling doctors and hospitals to ask you if you own a firearm.
But that’s the only question they can’t be told to ask you.
Where are the women’s rights groups that went to the barricades in the 1980s and 1990s to prevent the federal government from accessing a woman’s health records? Hypocritically, they are silent now.
Patients need to defend their own privacy by refusing to answer the intrusive social-history questions. If you need to confide something pertaining to your treatment, ask your doctor about keeping two sets of books so that your secret stays in the office. Doctors take the Hippocratic Oath seriously and won’t be offended.
Are such precautions paranoid? Hardly. WikiLeaker Bradley Manning showed how incompetent the government is at keeping its own secrets; incidents where various agencies accidentally disclose personal data like Social Security numbers are legion. And that’s not to mention the ways in which commercial databases are prone to hacking and/or exploitation.
Be careful about sharing your medical secrets with Uncle Sam.
Betsy McCaughey is the author of “Beating ObamaCare.”
 

newarkhiphop

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:duck: @ That

When I go to the doc now (once every couple of years) one of the first things he ask me if am sexually active, it's brought up once and never again
 

GzUp

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Is it free health care for everyone?
 

GzUp

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Man, that would take hours. You would be better off asking a specific question in the context of what type of healthcare you have
ok, basically i was close to being diagnosed with multiple sclerosis... i lost my insurance due to not being able to work, i had kaiser through my job... so i have no money, no nothing.. just wondering if i was able to apply and get it... i need to see doctors.
 

No1

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ok, basically i was close to being diagnosed with multiple sclerosis... i lost my insurance due to not being able to work, i had kaiser through my job... so i have no money, no nothing.. just wondering if i was able to apply and get it... i need to see doctors.
So, I would check the kaiser family foundation website and\or the national conference of state legislators for specifics pertaining to your situation. I don't remember the numbers off the top of my head but if you're at a certain percentage around the poverty level you would be eligible for certain subsidies. If your situation is as you say it is, you definitely should be eligible for something which you an then use to purchase insurance on the exchanges (if your state is participating in the exchanges).
 

GzUp

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So, I would check the kaiser family foundation website and\or the national conference of state legislators for specifics pertaining to your situation. I don't remember the numbers off the top of my head but if you're at a certain percentage around the poverty level you would be eligible for certain subsidies. If your situation is as you say it is, you definitely should be eligible for something which you an then use to purchase insurance on the exchanges (if your state is participating in the exchanges).
So either way I'm going to have to pay something out of my pocket... And say I don't want to go to kaiser anymore, just want to see random doctors that I want to choose.. As far as poverty level, I'm bum status bro.
 

No1

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So either way I'm going to have to pay something out of my pocket... And say I don't want to go to kaiser anymore, just want to see random doctors that I want to choose.. As far as poverty level, I'm bum status bro.
You may not be paying anything, but I'm not in a position to do the the research off the dome (and number crunch). I have an idea, but I don't want to lead you astray. For what it's worth you're from CA it appears and it looks like costs have been dropping there because of Obamacare so you probably won't be seeing that much of a charge. The reason I said to go to those sites is because they have the most comprehensive information on these questions on the internet not because you'll have to get with kaiser. So again, I would look at what you qualify for (probably the maximum subsidy) and then look at the options that are available. I don't exactly know what plans there are out there in CA.

http://kff.org/interactive/subsidy-calculator/ There is the subsidy calculator
 

GzUp

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You may not be paying anything, but I'm not in a position to do the the research off the dome (and number crunch). I have an idea, but I don't want to lead you astray. For what it's worth you're from CA it appears and it looks like costs have been dropping there because of Obamacare so you probably won't be seeing that much of a charge. The reason I said to go to those sites is because they have the most comprehensive information on these questions on the internet not because you'll have to get with kaiser. So again, I would look at what you qualify for (probably the maximum subsidy) and then look at the options that are available. I don't exactly know what plans there are out there in CA.

http://kff.org/interactive/subsidy-calculator/ There is the subsidy calculator
thanks a lot bro.

i found this

Open enrollment for the ObamaCare Health Insurance Marketplace is from October 1st, 2013 to March 31st, 2014
, but you don't have to wait to see if you are eligible for financial aid. Apply today at healthcare.gov to see if you are eligible for cost assistance.

i came across it here: http://obamacarefacts.com/whatis-obamacare.php
 

No1

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thanks a lot bro.

i found this
Open enrollment for the ObamaCare Health Insurance Marketplace is from October 1st, 2013 to March 31st, 2014, but you don't have to wait to see if you are eligible for financial aid. Apply today at healthcare.gov to see if you are eligible for cost assistance.

i came across it here: http://obamacarefacts.com/whatis-obamacare.php
Right, but the kaiser site does a better job of actually explaining the differences. This is the gist of the exchanges (and CA is pretty far ahead in implementing it, and I think they did something with dental and vision care...I would play around with the website).

Beginning in 2014, tax credits will be available to U.S. citizens and legal immigrants who purchase coverage in the new health insurance exchanges and who have income up to 400% of the federal poverty level ($43,320 for an individual or $88,200 for a family of four in 2009). To be eligible for the premium tax credits, individuals must not be eligible for public coverage—including Medicaid, the Children's Health Insurance Program, Medicare, or military coverage—and must not have access to health insurance through an employer. (There is an exception in cases when the employer plan does not cover at least 60 percent of covered benefits on average or the employee share of the premium exceeds 9.5% of the employee's income.)

The premium tax credits will be advanceable and refundable, meaning they will be available when an individual purchases coverage and will be available regardless of whether or not an individual owes any taxes. The premium tax credits will vary with income and are structured so that the premium an individual or family will have to pay will not exceed a specified percentage of income, ranging from 2% for those with incomes up to 133% of the poverty level (about $14,400 for an individual) to 9.5% for those with incomes between 300 and 400% of the poverty level ($32,490 to $43,320 for an individual).

So I would sign up right now if I were you and if you plug you're information into the calculator you will know exactly what you have to pay. I was just being lazy because I'm watching the game. my fault fam
 

GzUp

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Right, but the kaiser site does a better job of actually explaining the differences. This is the gist of the exchanges (and CA is pretty far ahead in implementing it, and I think they did something with dental and vision care...I would play around with the website).



So I would sign up right now if I were you and if you plug you're information into the calculator you will know exactly what you have to pay. I was just being lazy because I'm watching the game. my fault fam
oh ok... thanks im going to look into it rightnow.
 
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