Tax return plans

mannyrs13

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I think I'm putting it all on the car with this return. Won't get much back anyways but I'm trying to pay this car off and eliminate that debt. Owe about 6k right now. If I put about a thousand or so from the return, it'll help me pay it off quicker. Hopefully by the summer I'll have it paid off. I would use it to pay credit cards but the main one I use has zero interest until June and I don't keep the balances too high on my cards. They'll go up now in the holidays with some shopping, but I can pay off a grand or two in credit card debt before the promotion period ends. But my car is more important. I need to pay that off so I can get my own place and not have that debt on my report. Can't have a high debt to income ratio. My savings and saving habits are good enough where i can afford to not save my tax return money. I'm using it to help pay down my car.
 

NotAnFBIagent

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Rawtid

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I'm not sure. I'll be out of work after Dec 9 so if I'm still not working during that time, I'll use it towards bills so that I don't have to touch any savings I already have. If I'm working, then I'll just save some, spend some, and put another portion towards debt.

This is the first year I'm filing as a homeowner and realtor, so I expect to get a decent amount back.
 

-DMP-

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I'm not sure. I'll be out of work after Dec 9 so if I'm still not working during that time, I'll use it towards bills so that I don't have to touch any savings I already have. If I'm working, then I'll just save some, spend some, and put another portion towards debt.

This is the first year I'm filing as a homeowner and realtor, so I expect to get a decent amount back.

The second zip file didn't work for me :francis:
 

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I've been doing bad recently. I bought a beater with my savings to drive uber and said I was going to grind and earn it back in at most two months. I underestimated how much driving people around for hours would become taxing for me. I see people making $1700-2000 a week and they must be driving for HOURS a day. I want to get up to at the very least 3 months of expenses. I'm close and I need to ramp it up.



Just paid mine off last year. Not having that to worry about is :lawd:. Good luck!
Not necessarily what city you live in? I'll say this it's not for everyone. If anyone could just jump in and make 1700 a week they would just quit their job and do it, but there's levels to this shyt. Most of the people doing it have to either work 24/7 and basically sleep in their car or they've been doing it awhile and developed a gameplan, of knowing how and when to work....

With said, when I do this I average 32/hr, but I've been doing it on and off for 3 years....

Here the first tip I'd give, aside from New Years it's very slow from dec-February
 

Rawtid

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The second zip file didn't work for me :francis:

Really? That sucks because I sent it to myself and I was able to open it. I even sent it to my mom's account and she didn't have issues. I'm using winrar to zip the files so maybe I'm missing something, I'll try to take a look at it over the weekend if I have time. .
 

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Really? That sucks because I sent it to myself and I was able to open it. I even sent it to my mom's account and she didn't have issues. I'm using winrar to zip the files so maybe I'm missing something, I'll try to take a look at it over the weekend if I have time. .

ill try on my laptop instead of my phone, maybe that's the issue :patrice:
 

Rawtid

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ill try on my laptop instead of my phone, maybe that's the issue :patrice:
No. Someone just pmed me and said it wasn't working for them either. I think it's because the files originated from my PC, I was able to open it? I just pmed you two links where I uploaded the books individually so hopefully that will work. I'm sorry.
 

tater

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I think I'm putting it all on the car with this return. Won't get much back anyways but I'm trying to pay this car off and eliminate that debt. Owe about 6k right now. If I put about a thousand or so from the return, it'll help me pay it off quicker. Hopefully by the summer I'll have it paid off. I would use it to pay credit cards but the main one I use has zero interest until June and I don't keep the balances too high on my cards. They'll go up now in the holidays with some shopping, but I can pay off a grand or two in credit card debt before the promotion period ends. But my car is more important. I need to pay that off so I can get my own place and not have that debt on my report. Can't have a high debt to income ratio. My savings and saving habits are good enough where i can afford to not save my tax return money. I'm using it to help pay down my car.

This is what I did with my car. I used to pay $175 extra a month plus used the majority of my return on the principal. If you can, pay on the principal. Make sure you specifically state you want to make principal payments! If you didn't know...

I had my car paid off in about 2.5-3 years. Seriously one of the most satisfying feelings.

Taking you out on a date

Where are we going? :smile:

Not necessarily what city you live in? I'll say this it's not for everyone. If anyone could just jump in and make 1700 a week they would just quit their job and do it, but there's levels to this shyt. Most of the people doing it have to either work 24/7 and basically sleep in their car or they've been doing it awhile and developed a gameplan, of knowing how and when to work....

With said, when I do this I average 32/hr, but I've been doing it on and off for 3 years....

Here the first tip I'd give, aside from New Years it's very slow from dec-February

I live in Chicago. I make decent money when I drive, about $100 for three hours. I try and do it a few times a week. I don't make that much every time, but I try and only drive during boost or surge times like rush hour.
 
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