I think I'm putting it all on the car with this return. Won't get much back anyways but I'm trying to pay this car off and eliminate that debt. Owe about 6k right now. If I put about a thousand or so from the return, it'll help me pay it off quicker. Hopefully by the summer I'll have it paid off. I would use it to pay credit cards but the main one I use has zero interest until June and I don't keep the balances too high on my cards. They'll go up now in the holidays with some shopping, but I can pay off a grand or two in credit card debt before the promotion period ends. But my car is more important. I need to pay that off so I can get my own place and not have that debt on my report. Can't have a high debt to income ratio. My savings and saving habits are good enough where i can afford to not save my tax return money. I'm using it to help pay down my car.



. Good luck!




