One of my goals for next year is to be more financially responsible...but im starting today
What do you plan on doing? Any goals? Do you have a budget?
I plan on putting at a minimum $1500 extra per month towards debt starting in 2013 with hopes to become debt free by November 2013. I'm putting $1000 in savings for an emergency fund and that should be in place before the year is up. When I think of all the extra money I could have I get sad and then excited because I know it's all about to be paid off.