Essential The Locker Room's Random Thoughts

Rawtid

Veteran
Supporter
Joined
Jun 23, 2012
Messages
43,323
Reputation
14,688
Daps
119,472
One of my goals for next year is to be more financially responsible...but im starting today

What do you plan on doing? Any goals? Do you have a budget?

I plan on putting at a minimum $1500 extra per month towards debt starting in 2013 with hopes to become debt free by November 2013. I'm putting $1000 in savings for an emergency fund and that should be in place before the year is up. When I think of all the extra money I could have I get sad and then excited because I know it's all about to be paid off.
 

Panther

Byrdgang
Supporter
Joined
May 1, 2012
Messages
21,468
Reputation
3,845
Daps
41,333
Reppin
ByrdGang
What do you plan on doing? Any goals? Do you have a budget?

I plan on putting at a minimum $1500 extra per month towards debt starting in 2013 with hopes to become debt free by November 2013. I'm putting $1000 in savings for an emergency fund and that should be in place before the year is up. When I think of all the extra money I could have I get sad and then excited because I know it's all about to be paid off.

Im trying to build savings just like you, and im trying to live within my means. Ive set up a mint.com account to track my expenses and im placing 10% of my check straight into savings every pay period
 

The Bilingual Gringo

Tucked in to the socks
Supporter
Joined
May 11, 2012
Messages
4,894
Reputation
965
Daps
9,820
One of my goals for next year is to be more financially responsible...but im starting today

I say this every year. :pachaha:

However, I do need to take a stab at this, I'll be looking to purchase some real estate the following year, so I'll need more savings for that.
 

AZBeauty

Stop lyin' nicca.
Joined
Oct 23, 2012
Messages
5,921
Reputation
2,305
Daps
35,604
Reppin
Chicago, Il
People don't play about their caffeine. I bet people went into the break room and were like :merchant: when they couldnt get they morning crack.

How is your friend? She married, knocked up w a house and picket fence yet?

48 hour Philly trip on deck. :smugfavre:

Everybody in here was looking ugly. I went in the break room and was like :noah:

She's good. Not married, no kids, new job, new house...she's great actually.
 

PrnzHakeem

FKA LilNukka
Supporter
Joined
Apr 30, 2012
Messages
4,011
Reputation
1,032
Daps
10,039
Reppin
New Haven
One of my goals for next year is to be more financially responsible...but im starting today

I say this every year. :pachaha:

Me too. Me too.

Every year, I say Im gonna kill my credit card debt for good. And I do it with my bonus check, and then the debt comes back over the next 9 months. I blame my wife.
 

The ADD

Old Master
Joined
May 11, 2012
Messages
49,894
Reputation
6,830
Daps
104,245
:huhldup:Ignorant S!ht blasting as your southern female intern walks into your office to update you on a project :huhldup:
 

Panther

Byrdgang
Supporter
Joined
May 1, 2012
Messages
21,468
Reputation
3,845
Daps
41,333
Reppin
ByrdGang
Me too. Me too.

Every year, I say Im gonna kill my credit card debt for good. And I do it with my bonus check, and then the debt comes back over the next 9 months. I blame my wife.

What type of things are you buying that racks up that kinda money on a cc?
 

ComputersPutin

All Star
Joined
May 6, 2012
Messages
3,319
Reputation
290
Daps
4,154
Guy walked up to me saying he needed three dollars to get on the train to go home. So he asks me for either a dollar or to be able to use my cellphone? :wtf2: Breh you aint touching my phone lol Gave him a dollar...whatever he does with it is between him and God.
 

Atlrocafella

Veteran
Supporter
Joined
Apr 30, 2012
Messages
26,130
Reputation
3,167
Daps
94,015
Reppin
Atlanta, Georgia
:ohlawd: if these retros come in tomorrow just in time for me to step out fly that night..

I've been paying down debt, hoping to be debt free by this time next year!

and 10% of your paycheck going straight to savings is a great idea.
 

Panther

Byrdgang
Supporter
Joined
May 1, 2012
Messages
21,468
Reputation
3,845
Daps
41,333
Reppin
ByrdGang
Its incredible how much females out here just want attention. Im out having lunch with this one chick im "friends" with :usure: we are both discussing people we are messing with, and i tell her one of these chicks is coming over for dinner next week, she was jealous as fukk and it was hilarious :russ: She hit me with the "you never cooked for me" i just laughed and hit her with the :umad: now she wanna come over to the crib next week too, hope she dont think im cooking for her ass tho :ufdup:
 

Shugg84

Banned
Joined
May 12, 2012
Messages
8,446
Reputation
-90
Daps
2,088
Reppin
Baton Rouge, Boosieana
Smiley Potential?
Obama.Maroney.jpg
 
Top