Essential The Locker Room's Random Thoughts

[CreepyMcCreeperson]

I had $94 worth of stuff in my Amazon cart, applied for their credit card, got the instant approval, plus a $60 gift card, which brought my total down to $34.



I’m paying it off as soon as the statement drops, and never using it again!

 

[Rawtid]

I had $94 worth of stuff in my Amazon cart, applied for their credit card, got the instant approval, plus a $60 gift card, which brought my total down to $34.



I’m paying it off as soon as the statement drops, and never using it again!

Lol so you opened up a new line of credit to save $60 one time? Inquiries and utilization impact your overall score. Just be mindful doing that too much.

 

[CreepyMcCreeperson]

Lol so you opened up a new line of credit to save $60 one time? Inquiries and utilization impact your overall score.

That inquiry will only drop one point. And the limit is $2100, so even for that first report, it will be fine.

I used to follow a lot of travel bloggers who recommended the cards for earning miles, and they said to apply for multiple cards on the same day to avoid the inquiries affecting your chance of approval. Credit cards can be useful if you are responsible and pay them off.

 

[Rawtid]

That inquiry will only drop one point. And the limit is $2100, so even for that first report, it will be fine.

I used to follow a lot of travel bloggers who recommended the cards for earning miles, and they said to apply for multiple cards on the same day to avoid the inquiries affecting your chance of approval. Credit cards can be useful if you are responsible and pay them off.

I completely agree with the bold. I was mainly talking about opening new cards just for one time advantages. Next thing you know its a shyt load of open credit lines with no utilization, that doesn't make sense to me.

 

[CreepyMcCreeperson]

I completely agree with the bold. I was mainly talking about opening new cards just for one time advantages. Next thing you know its a shyt load of open credit lines with no utilization, that doesn't make sense to me.

Yeah I know. I got into that trap in the past opening store cards, which are the WORST

 

[Rawtid]

Yeah I know. I got into that trap in the past opening store cards, which are the WORST

Same here. I was really talking about me

 

[Yinny]

Unsolicited stroke video sender tried to video chat me on ig, I never responded to or accepted his first message

I had $94 worth of stuff in my Amazon cart, applied for their credit card, got the instant approval, plus a $60 gift card, which brought my total down to $34.



I’m paying it off as soon as the statement drops, and never using it again!

I use it for gas double points and 3% back on Amazon purchases. It's fine.

 

[Regine Hunter]

i be a smart ass mf when i'm not crippled with sadness
got a few jokes on my belt too

this has been my more even-keened, stable weeks that I've had in the last few months. Hopefully the waitlist for resources isn't too long. I want my personality to stick around more often

 

[Why-Fi]

everybody needs to calm down

 

[Boujee Bonita Braxton]

Happy 30th Birthday to me. I got my phone screen fixed for free, free Starbucks, and a stranger at the gas station gave me $20 to pin to my shirt.

This year is already better than last year and I haven’t even got drunk yet.

 

[Rhapscallion Démone]

@Barnett114 @Black @Rarely-Wrong Liggins @Houston911 @Lord Scarf @Brooklynzson

Why this thread get bushed? When did it get bushed? only asking because I'm getting notifications from it. Almost forgot it existed

https://www.thecoli.com/threads/pop...ansgender-woman-deletes-her-instagram.724312/

 

[Regine Hunter]

make fun of apple products with an iphone in ya hand, brehs @Judo

 

[Barnett114]

@Barnett114 @Black @Rarely-Wrong Liggins @Houston911 @Lord Scarf @Brooklynzson

Why this thread get bushed? When did it get bushed? only asking because I'm getting notifications from it. Almost forgot it existed

https://www.thecoli.com/threads/pop...ansgender-woman-deletes-her-instagram.724312/

No idea

 

[Rhapscallion Démone]

No idea

Who does? @Houston911 @Black @Lord Scarf @Rarely-Wrong Liggins? I'm just trying to understand why

 

[Ol’Otis]

i should've changed my name to Lord Butters of the Vista