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Atlrocafella

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I can't control myself...If we didnt have a child together i would've been moved on( My girlfriend after her only lasted 3 months ) and well technically i did move on. It wasnt until about 2 weeks ago when i was dropping my son off and she came outside to talk to me, and we talked outside for about an hr( the most face to face talking we've done in about 4 yrs.. I i i just feel in-love with her again. Later that night she texted me saying. "I still love you"....



man, I need yall to slap some sense into me.. We've been texting n talking everyday since. When we've barely talked in the past 4 yrs. Whats odd is if somebody else was posting this i know exactly what i would say to them.





Did i fail to mention we are going on a date nxt month? :(

Tread lightly breh :to:, remind yourself of why you guys broke up, all the past issues, and really think if it's worth going back.

Keep in mind that it's the holidays and most of these females are extra nice and in their feelings(including my ex and a host of other chicks :mjpls:) it's going to be like this all the way through valentines day.

If the feelings are still there when spring hits than cool :obama:, but be cautious for right now.
 

Rawtid

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Im attacking these student loans like they are my worst enemy :birdman: After they're done I'll be debt free :blessed:
What's the balance? Mine are sitting at like 14k. I'm going to get them down to at least 10k and then I'm going to just stockpile some money.
 

Akata Man Bromo

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What's the balance? Mine are sitting at like 14k. I'm going to get them down to at least 10k and then I'm going to just stockpile some money.
Like 50k :guilty: lol I graduated from a private school :snoop: My payments are like 340 a mo I just give them like 500-550 :manny: Im living hella frugal because I really want to have zero debt :to:
 

Rawtid

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Like 50k :guilty: lol I graduated from a private school :snoop: My payments are like 340 a mo I just give them like 500-550 :manny: Im living hella frugal because I really want to have zero debt :to:
Is that the most you can put to it each month? Not accounting for interest $500 per month to pay off 50k is 100 months and that's like 8 years. If you put $1000 or more to it you're looking at half that time...the more you can drop on it the merrier. Does your lender allow you to make principal only payments? If so go that route. If not, when you send in your payment, send in two payments one right after the other. The first payment SHOULD pay off any outstanding interest and the second payment SHOULD go directly to the principal by default. Make the second payment the biggest payment.
 

Akata Man Bromo

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Is that the most you can put to it each month? Not accounting for interest $500 per month to pay off 50k is 100 months and that's like 8 years. If you put $1000 or more to it you're looking at half that time...the more you can drop on it the merrier. Does your lender allow you to make principal only payments? If so go that route. If not, when you send in your payment, send in two payments one right after the other. The first payment SHOULD pay off any outstanding interest and the second payment SHOULD go directly to the principal by default.
Yes, I can make principal payments. I set it up to were anything over my minimum payment goes towards my principal balance. I'll be making a bigger payment starting next year, plus I want to put almost all of my income tax check towards it yearly. I might have to revisit my strategy because My goal is to be debt free in 5 years :guilty:
 

Rawtid

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Yes, I can make principal payments. I set it up to were anything over my minimum payment goes towards my principal balance. I'll be making a bigger payment starting next year, plus I want to put almost all of my income tax check towards it yearly. I might have to revisit my strategy because My goal is to be debt free in 5 years :guilty:

If you're shooting for 5 years that's about $850 per month. You can pick up an extra job as well delivering pizzas in the suburbs or something and possibly get it done in 3 years. Honestly as long as you toss any extra money you get to it, you may find it won't take as long as you think.
 

Chill

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Wait until Christmas to do your shopping brehs...

I waited too late to get the jacket I wanted in my size, it's sold out. :sadcam:
 

Atlrocafella

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Trying to not go to crazy with the Xmas spending this year, already spent $115 for 5 of my baby cousins. Still got to get my parents and sisters something.

No girl, no gifts :myman:
 
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