Up north, finished basement is included in square footage
Got 1000 finished sq ft in the basement and another 500 unfinished that I'll use as storage space for now
I gotta 5.625% interest rate from navy fed...but it's a no-refi rate reduction program where I can pay $250 to request lower rates indefinitely if the rates drop (which is diff than a typical refi). If rates drop to 4%, I pay $250 and my rate gets reduced to 4%. I locked in this current rate before rates shot back up to 6.4% due to the war and market shocks.