As a first gen non-african black STEM college grad, going to a state school won't put you in ridiculous amounts of debt as long as you stay on track with graduating. There a lot of grants and scholarships if you are low income along with work study programs. Also if you do take loans, as long as you're not going to a private school, the loans will usually never be that huge of an issue. If you want to save even more money, you can always transfer from a community college. I know a couple of people who went two years for their associates and then transferred to a great state school saving a ton of money.
I find the loan scare to be blown out of proportion by people who went to 40K a year private liberal arts colleges and those who choose useless majors. (i.e. Dumb CACs) Don't spend 60K a year for a Harvard education to major in interpretive dance while taking 7 years to graduate. That's just basic common sense.
Also don't waste your money at a for-profit diploma mill school. They often face accreditation issues and they are extremely expensive. With those you literally are buying a sheet of paper called a diploma. It won't be worth jack shyt to you either in the job market.
I recommend more non-african blacks to attend college. I'm not shyting on black people who choose to go a more technical route but a 14% college degree rate is bad for black people and we need stronger numbers so we can generate stronger support and really help each other out. We shouldn't be struggling as much as white people. I was one of the only non-african black guys in a lot of my science courses and it was usually always a black female if there was any other non-african black.
Don't be as dumb as these nikkas here
http://www.forbes.com/sites/learnve...ish-surviving-with-massive-student-loan-debt/
Unless you are in a sort of high paying professional school, do not take on loads of unnecessary debt. Even then, spend a year or two when your first big gig comes paying off your debt as soon as possible. Living frugal for two or three years to pay off debt will save you a ton of money in the long run and will free up the paycheck much sooner.