Field Marshall Bradley
Veteran
You're right... I do. Post all of your assets.
Now you know better..........
That aint how I play
The Student Loan Crusader: How Elizabeth Warren Wants to Reduce Debt
- Thread starter No1
- Start date
Now you know better..........
That aint how I play
Now you know better..........
That aint how I play
Brag about your net worth and prove nothing brehs
Field Marshall Bradley
Veteran
Brag about your net worth and prove nothing brehs
Live your whole existence on the internet and try to assuage your inecurities via broadband brehs....
Expecting strangers to post personal info to soothe one's ego.........
That shyt got to be some type of mental illnessNo wonder yall post the lame shyt yall post................
But you know what....You right You right..........You got me..........I'm broke and just frontin online.............
ill
Superstar
Rule of thumb: If your solution to an obvious problem is, "well I got out of it, so fukk the next guy and who cares if it's a problem" you're not going to garner much support. Even if we take what you say as true (which is laughable given the false promises and lack of information students have about college...though they should do better research as I always bring that up), that in no way excuses the ridiculous rise of the cost of college. More importantly, awareness about colleges and transparency about career outcomes is not something that was heavily reported on until recently. The idea that it is the fault of the 17 year old that the cost of college has skyrocketed in this country or that everyone can just "pay their way through" is insane. Schools have been lying about their employment data for years.
Further, there aren't that many jobs going around, especially for teenagers of color who are the most poor and have the highest unemployment rate. So yes, your example is based on white privilege without you even realizing it. (FYI: my friends have done this so it is possible). Second, very few people pay their way through community college and then graduate in 5 years after transferring. As you admitted, you took out loans. The cost of CC has risen about 40% as well. Third, the average student graduates 30k in debt not 100k so miss us with that hyperbole to try to make people look stupid.
But you miss the bigger point--this isn't about making people go through what you went through, this isn't about encouraging people to make reckless decisions (indeed every push also calls for greater transparency to allow informed decisions), and it's not "letting people off the hook" (though college should be cheaper anyway). It is about allowing the group of people in this country most likely to spend money, do so. It's about allowing an entire generation to enjoy better lives and to stimulate the economy. That trumps your notion of "the fairness" of being able to suffer equally.
While its an obvious problem, its partly self made. People put themselves in these situations. All you're focused on is the system. Yes, its fukked up and yes, the price of college has been skyrocketing. Thats a problem that absolutely needs to be addressed and the costs need to come back down to reality. However, that does not negate the personal role of the person that took out the outrageous loan. While a 17 year old is still clueless to the world their family, friends, teachers, counselors, etc are not. They've been through it and they know whats going on today. Nowadays if they have no one to turn to they can go online and research. People aren't as ignorant to the college process as you're leading on. Junior and senior year of high school everybody hears about that stuff. Its been like that forever so pretending people didn't know is disingenuous. I agree with you that colleges are at fault for lying about career outcomes. They've given people a vision that nowadays is largely unreachable. People can still research and intern at their prospective career choices and find out for themselves whats truly attainable.
If you want to call that white privilege go ahead. You're implying that only the poor and people of color are affected by it. While the intensity of their problems is definitely higher, white people go through the same shyt. 80% of blacks take out loans and 65% of whites do the same. [Source]. The job market is shytty for everyone. People of color do have a harder time finding employment but that doesn't change the fact that its also still extremely hard for whites to find employment.
Part of the rising cost of college can be attributed to the bubble created by the student loan market. Colleges get guaranteed payments from the government and don't care what happens to the student. As long as colleges have effective PR teams that can recruit students, they will be rolling in dough. Students wanting to go to that school means they have demand so they can charge higher prices and they know in the back of their heads that its all guaranteed money so what do they care about keeping it affordable? If you want to make higher education free, I would be all for it. However, this is our reality so making the personal choice of affording what you can rather than what you may want is the logical move.
I never stated I wanted people to go through what I went through. Mine was just one example of many who took responsibility into their own hands. I'm not crying about the system even though when I started in 2004 the financial job market was booming and by the time I graduated had hit rock bottom. Thats bad luck and timing on my part but life goes on. The choices I made allowed me to not be burdened by debt. Even if you think the systems rigged, you can still beat the system if you play it right.
So I think your last paragraph is saying that we should cater to people that made bad choices in order to stimulate the economy? The same people that are in debt over their heads and can't pay are the same people that spend beyond their means and create bubbles which cause huge market and economic crashes. A 30k student debt can be paid over 25 years and after that its forgiven. They take 10-20% of your income and you have opportunities to defer payment for certain situations. If you make even $15 an hour or 30k per year then this will be repaid in ten years. Yes, its a burden on your quality of life but you put it on yourself. You want to reward people with no financial sense with an unlimited black card to keep at it. I don't think thats right. I'm all for people having better lives but it starts with personal responsibility.
How many times is this strategy going to fail before the left acknowledges it doesn't work?
The issues driving the student loan problem have nothing to do with taxes on the rich being too low.... so correspondingly raising taxes on the rich won't fix them.
"Solve problems" by completely ignoring their root causes brehs.
Meta Reign
I walk the streets like, ''say something, n!gga!''
So if the people get a bailout of sorts it's a problem?(still a lame idea, if you ask me).
But when the banks get them it's "that's sooo necessary, they pose systemic risk!"
You coli establishment dikk riders are so fukking lost.
But when the banks get them it's "that's sooo necessary, they pose systemic risk!"
You coli establishment dikk riders are so fukking lost.
Meta Reign
I walk the streets like, ''say something, n!gga!''
This. This. This.
How many times is this strategy going to fail before the left acknowledges it doesn't work?
The issues driving the student loan problem have nothing to do with taxes on the rich being too low.... so correspondingly raising taxes on the rich won't fix them.
"Solve problems" by completely ignoring their root causes brehs.
Isn't raising taxes in the reach the way to offset the expenses of making loans more affordable?
How many times is this strategy going to fail before the left acknowledges it doesn't work?
The issues driving the student loan problem have nothing to do with taxes on the rich being too low.... so correspondingly raising taxes on the rich won't fix them.
"Solve problems" by completely ignoring their root causes brehs.
No
Youre still ignoring why the loans have reached such a high point, and why college is so expensive in the first place.
Again, you solve problems by attacking their root causes. How is low taxes on the rich the cause of high student loans?
???
It's not the cause no one ever said it was
To pay for the loss revenue from making student loans cheaper you increase the taxes on the rich
Warren understand you can't decrease tax revenue without having a mechanism to replace those funds
She wants to make the loans interest free(over close to it)
Then why are we doing it? Shouldn't we be looking to lower student loans at the source so that we don't have to subsidize them with tax hikes in the first place? Why don't you want to address the root cause of the problem?
Who is we?
What you're saying is correct but that's not how things work in Washington
Warren is prepping for when the issue Becomes politicized
So you are justifying a pointless tax that won't solve a problem because of "politics"?
It's people like you that are the reason why things don't work in Washington... if you actually held politicians accountable and thought things threw you wouldn't enable this fukkery
I'm not enabling anything
But you have to be realistic when it comes to negotiations which is a fundamental part of passing laws
What is she negotiating for?