This is what happened when I drove my Mercedes to pick up food stamps

[88m3]

It's not even about that.

It's about people judging someone for using a system they've been paying into for years.

They fall on hard times & now need to use that system..why is that a problem? They have every right..

People putting their nose up at a white girl in an old benz(who wasn't even rich in the first place) meanwhile their child is probably rocking a $100+ dollar pair of sneakers.

...But since they're white.

maybe to some people it will ring true to them how truly fragile their economic situation is

 

[Brown_Pride]

1. This isn't TLR breh.
2. She deserves criticism. This was just a woe is me piece where instead of her experience as one of the destitute being an eye opening experience it was treated as nothing more than an uncomfortable diversion on par with a bad hair style.

THIS SHYT RIGHT HERE....#2 mostly but #1 too.

Poor thing she had to fill out paper work?... FUKIN PAPER WORK FAM in order that she might feed her kids. The horror.

 

[88m3]

Read the article but I'm only going to speak on the mortgage part. The local assessor determines what your house is assessed at which will determine what your taxes will be.

If when you purchased your house it was assessed at $250,000 that is a snapshot at that time what it was valued at. Three or four years later they come around again and redo it. Based upon the houses in the area with similar features your house is now worth $175,000. Doesn't matter how much you owe at that time.

When you try to refinance the bank will look at your current assessed value and go from there. It's the bushes if you are like I bought it for $250k and I owe $210k. They only deal with local assessed value and their numbers will be based on that. If you can get a house for $100k and the value goes to $250 it's profit. If you got $250k and it goes to $100k its a wrap.

that still has no bearing on the actual mortgage unless they needed to refinance. If anything they'll be saving money in regards to the assessed value because their taxes would be lower.

 

[714562]

First she says "The pay wasn’t great, but it was more than enough to support me. And my boyfriend was making good money, too, as a copy editor for the Hartford Courant. Then she says her and her boyfriend were making a combined 120k per year. That's not "good money." That's firmly upper-middle class money. Better than the vast majority of families in the United States.

And fukk her for describing that Mercedes like it was some kind of treasured heirloom that the family rallied around for comfort. "When you’re scrambling, you hang on to the things that work, that bring you some comfort. That Mercedes was the one reliable, trustworthy thing in our lives." Like, seriously, who the fukk talks about a CAR that way?

I'll bet anything that the husband WANTED to give up the Mercedes and she didn't let him.

 

[Thsnnor]

that still has no bearing on the actual mortgage unless they needed to refinance. If anything they'll be saving money in regards to the assessed value because their taxes would be lower.

You have around a 2% chance of your assessment going down. Been fighting with the local assessment office for 11 years now. It's a trip. They raise your assessment and you appeal but you have to give cause as to why you feel it was done in error. If you get past that part they might give you a break. Other part is when you 1st buy your home you want the high assessment but after 10 years of mortgage payments you want that joint to drop.

The issue is when you refinance and you owe 200k with an assessed value of 100k. No bank or credit union would touch you with a 10ft pole.

 

[Captain]

That Mercedes was the one reliable, trustworthy thing in our lives.

That’s how I found myself, one dreary day when my Honda wouldn’t start, in my husband’s Mercedes at the WIC office.

She didn't even say what model the 03 benz wuz, probably the ghastly C230 kompressor; the Pontiac aztek of german cars

 

[88m3]

You have around a 2% chance of your assessment going down. Been fighting with the local assessment office for 11 years now. It's a trip. They raise your assessment and you appeal but you have to give cause as to why you feel it was done in error. If you get past that part they might give you a break. Other part is when you 1st buy your home you want the high assessment but after 10 years of mortgage payments you want that joint to drop.

The issue is when you refinance and you owe 200k with an assessed value of 100k. No bank or credit union would touch you with a 10ft pole.

I've never had an issue. In a neighbor town/county a bunch of people got together and filed a lawsuit(they won).

the later, yeah, obviously but there is barely ever a reason to refinance, imo.

 

[Thsnnor]

I've never had an issue. In a neighbor town/county a bunch of people got together and filed a lawsuit(they won).

I'm going to remember that lawsuit part. It seems depending on where you live they play ball or making you jump through hoops. One cat brought the local media cause they raised his assessment by 175k.

 

[88m3]

I'm going to remember that lawsuit part. It seems depending on where you live they play ball or making you jump through hoops. One cat brought the local media cause they raised his assessment by 175k.

I mean you've been fighting for 11 years if you're out of options its always worth looking into but if you can't win you're out the money you spent on the lawyer. At the same time a year or a few years the lawyer will have paid for itself. It's a total crap shoot with assessments I've found. I've gotten one place dropped down by 150k or more didn't had to jump through any hoops just paperwork. I have another that has an unreasonably low assessment but for me it's a good thing. At the end of the day I guess it's all about what you're trying to achieve or need.

 

[IAmGettingAMailOrderBride]

I like her, she's funny, I like this woman

 

[Poetical Poltergeist]

They checked all her financials in explicit detail??? Omg....


They do the same shyt when u buy a house but worse. Obviously the house wasnt purchased under her name...Cacs, smh.

 

[Soundwave]

1. As soon as I saw Kompressor, I could only think of Pimp C's classic verse on International Player's Anthem

2. I came in to make sure someone posted this gif

3. I was half expecting someone to post this:

 

[MeachTheMonster]

When white privelage goes wrong

 

[Responsible Allen Iverson]

This article was written for other middle class white women, not people who have grown up poor

 

[superunknown23]

White women have always been the biggest beneficiaries of affirmative action.
Ronald Reagan's imaginary "black-welfare-queen-driving-Cadillacs" was just a typical cac dogwhistle... Very much like Paul Ryan talking about "urban" poverty while ignoring the biggest welfare moochers: Poor whites in Appalachia and the South.