This time last year a nikka had $0.03 in his savings account

[Actually6Foot3]

What kind of sales job u get? And did u need experience at all?

See previous post

I gave up. Kept paying minimums and it seemed like it got worse. fukk credit. Unless a miracle happens, my shyt going to collections soon. This time last year I had a 700 credit score. It's like 500 now. fukk my life.

brehs I'd look into a low APR personal loan and use that to pay off the high APR CCs then pay that loan down aggressively.

Having good credit saves you money. There are a number of calculators that show you how much MORE you pay in interest on things like homes, cars, loan rates etc when you have shyt credit.

If it's dire you could file for bankruptcy

 

[Balla]

What if u don't have a mouthpiece

Shut to hoe ass up

Ive already told people what i do

If you got a mouthpiece and you're not working in SALES. Just go ahead and COMMIT THAT!

 

[Field Marshall Bradley]

Shut to hoe ass up

Ive already told people what i do

If you got a mouthpiece and you're not working in SALES. Just go ahead and COMMIT THAT!

So you still didn’t answer the question.... you sound like a cracker that was never struggling..... and no, I ain’t mad at all... I just recognize bullshyt off the top...

So let’s run it back... did your income increase over the last year? I’ll wait for your non-answer... ol fraudulent fukk boy...

 

[Field Marshall Bradley]

See my previous post

He wont answer the question directly.. Save your inquiries

 

[Actually6Foot3]

So you still didn’t answer the question.... you sound like a cracker that was never struggling..... and no, I ain’t mad at all... I just recognize bullshyt off the top...

So let’s run it back... did your income increase over the last year? I’ll wait for your non-answer... ol fraudulent fukk boy...

LOL the default coli insult

"B....bb...but...CAC!!!!!"

All that is answered in the thread I JUST linked you to.

 

[Actually6Foot3]

What if u don't have a mouthpiece

when you work 100% on commission and your bills DEPEND on you opening your mouth. You WILL eat or you gonna starve to death. I didn't make strides until I quit my retail job and went fully into it.

I went from being afraid and nervous AF to take a damn phone call in the beginning to cold calling landlords without batting an eye.

 

[Field Marshall Bradley]

LOL the default coli insult

"B....bb...but...CAC!!!!!"

All that is answered in the bread I JUST linked you to.

Who the fukk you think you talking too? nikka you see thru.. a grown adult asked you a simple question and you post a link to ambiguous posts instead of directly answering the question... you might as well be an IG thot seeking validation.... with that pseudo come jump back story you just posted....

So again.. for the ones who understand simple math, what are the particulars that made you clear over 10 grand in debt and stack 15 to 20 in 12 months?



I’ll await your deflection coupled with a smiley...

 

[Actually6Foot3]

Who the fukk you think you talking too? nikka you see thru.. a grown adult asked you a simple question and you post a link to ambiguous posts instead of directly answering the question... you might as well be an IG thot seeking validation.... with that pseudo come jump back story you just posted....

So again.. for the ones who understand simple math, what are the particulars that made you clear over 10 grand in debt and stack 15 to 20 in 12 months?



I’ll await your deflection coupled with a smiley...

it's literally in the first couple paragraphs that I linked I said exactly how much I made if you add it up you can see the math

First you said I'm not Gon tell nikkas what I do(even though I did a month ago in that thread) and that I'm not Gon answer how much I make(which I also did a month ago in that thread)

What makes you so special

Crab in the barrel nikkas like you never amount to anything. I love shytting on hating ass broke old head nikkas like you

"Ain't going back and forth with broke nikkas"

Thankfully the majority of this site has some kind of sense.

 

[Deflatedhoopdreams]

Max it out 6k the beauty of the roth ira is that it grows tax free so when you retire you pay no money to uncle sam.

You mean you pay taxes on the money before it enters the account. You make it sound like you never pay any taxes on the money. I know what you were trying to say but just clarifying for people.

 

[Field Marshall Bradley]

it's literally in the first couple paragraphs that I linked I said exactly how much I made if you add it up you can see the math

First you said I'm not Gon tell nikkas what I do(even though I did a month ago in that thread) and that I'm not Gon answer how much I make(which I also did a month ago in that thread)

What makes you so special

Crab in the barrel nikkas like you never amount to anything. I love shytting on hating ass broke old head nikkas like you

"Ain't going back and forth with broke nikkas"

Thankfully the majority of this site has some kind of sense.

The majority of this site can’t get laid and hate women and are non black with self esteem issues.. quite like yourself.... again, a man would have answered the question straight out.. you’re a fukking liar... I know it, you know it, your mama and my mama know it.... you’ll expose yourself in the end..... y’all always do

 

[Actually6Foot3]

You mean you pay taxes on the money before it enters the account. You make it sound like you never pay any taxes on the money. I know what you were trying to say but just clarifying for people.

what he means is whatever it earns is tax free if you take it out at retirement age.

It's also a tax deduction. Lowering your overall tax liability

 

[Deflatedhoopdreams]

what he means is whatever it earns is tax free if you take it out at retirement age.

It's also a tax deduction. Lowering your overall tax liability

Hold up. I thought that was 401k. Where you are not taxed on it unless you take out before retirement and Roth is when you are taxed today so you are not taxed later

 

[Actually6Foot3]

The majority of this site can’t get laid and hate women and are non black with self esteem issues.. quite like yourself.... again, a man would have answered the question straight out.. you’re a fukking liar... I know it, you know it, your mama and my mama know it.... you’ll expose yourself in the end..... y’all always do

Literally the pot calling the kettle black (or I guess white in this case)

nikka you average as MORE posts in a year on this site as I have on my ENTIRE time here. YOU are literally the lame you're on here talking about.

nikka shytted in his own mouth

 

[Actually6Foot3]

Hold up. I thought that was 401k. Where you are not taxed on it unless you take out before retirement and Roth is when you are taxed today so you are not taxed later

I as a self employed person pay taxes on all earned BUT I can max out my IRA contribution and deduct that total amount from my income.if you withdraw any money before retirement ageyou pay a penalty.

 

[blaccbeard]

Ok you got money now, fukk you, you still 3 inches shorter than me you rich midget.