This time last year a nikka had $0.03 in his savings account

[You Win Perfect]

Keep those savings in a high yield savings account like Ally its all online you would make 300 a year just by doing this.

Next thing you need to do is go to vanguard and sign up for a Roth IRA and invest in something like SP 500

yo ally be uppin that percentage like crazy. Everytime I check my email its them talkin about they raised interest on the savings accounts

 

[Vilify]

You must have a very nice income or came up on a lump sum of money to pay off that much debt and have 15K stashed away in 1 yr.

 

[Field Marshall Bradley]

Both but I would say I go out more. Just looked at one of my credit card end of yr statements. .$1,100 between bars and liquor store runs granted I have paid off that card but still. Gotta cut back this yr. . happy hour turns into 4 hours and a $50+ bill

Man... that drinking out is not only a financial drain, but it’s a time drain... and alcohol is hard on every part/organ in your body... you need to figure out something to replace that vibe you get from drinking at bars with something more productive... it could be just boredom that leads you to do it, or something much deeper.. either way, doing that shyt 4 to 6 times a week is for the birds man....

 

[DeuceZ]

Man... that drinking out is not only a financial drain, but it’s a time drain... and alcohol is hard on every part/organ in your body... you need to figure out something to replace that vibe you get from drinking at bars with something more productive... it could be just boredom that leads you to do it, or something much deeper.. either, doing that shyt 4 to 6 times a week is for the birds man....

Facts breh