Thoughts On AMEX Charge Cards?

[The_King_of_Everything]

Lowkey some of these mods are just as bad

 

[Blackking]

Obviously Aston Martin.... and isles.

Have people gift you all your watches over time...

And stick w the card you have. and I think aexp has best rewards.

And also your cac ass should donate monthly to some black youth programs.... least you could do for being a well to do demonic caveman

 

[dtownreppin214]

So I Applied And Was Approved For Premier Rewards Gold Card

Im Gonna Have All My Bills Get Charged On That, Pay The Sum At The End Of The Month And Let Them Points Build Up

Im Also Gonna Have An Extra 15 Bucks A Month Transferred To My Savings So Im Always Covered For The Annual Fee

So how did this card work out for you? Did you apply online and have they given you the opportunity to upgrade to a credit card?

 

[YoungFlyGentleman]

I got the premier rewards gold card nikka, primary rental insurance, 100 dollar airline credit each year

shyt is only 195 annual fee, yall broke boys need to step your game up

 

[Czerka]

I got the premier rewards gold card nikka, primary rental insurance, 100 dollar airline credit each year

shyt is only 195 annual fee, yall broke boys need to step your game up

200 dolar fee horrible card

 

[BaldingSoHard]

I got the premier rewards gold card nikka, primary rental insurance, 100 dollar airline credit each year

shyt is only 195 annual fee, yall broke boys need to step your game up

at paying an annual fee to borrow money.

 

[ridedolo]

i got the gold and realized i should cancel it after a year then get the premier rewards n forgot and they hit me with the annual fee

i also have the everyday card. its rewards are nothing special.

 

[dtownreppin214]

200 dolar fee horrible card

how is that sapphire working out for you?

 

[YoungFlyGentleman]

at paying an annual fee to borrow money.

Charge card isnt credit you bum ass nikka, you pay that shyt in full each month

Real nikkas like me be on flights so that 100 airline credit drops the fee to 95 a year ho

Stick to your little bytch ass debit card fakkit, this is real nikka shyt over here

 

[BaldingSoHard]

Charge card isnt credit you bum ass nikka, you pay that shyt in full each month

Real nikkas like me be on flights so that 100 airline credit drops the fee to 95 a year ho

Stick to your little bytch ass debit card fakkit, this is real nikka shyt over here

So a charge card isn't borrowing money?

at paying an annual fee to borrow money.

 

[dtownreppin214]

i got the gold and realized i should cancel it after a year then get the premier rewards n forgot and they hit me with the annual fee

ask them if they can transfer the account over to the premier rewards instead of closing the account. closing it will negatively affect your AAoA.

 

[YoungFlyGentleman]

So a charge card isn't borrowing money?

at paying an annual fee to borrow money.

No it isnt

Credit is borrowing money, charge cards carry no balance ho, but dont worry, im sure someone like you aint got a good enough credit score to get one in the first damn place

 

[ridedolo]

ask them if they can transfer the account over to the premier rewards instead of closing the account. closing it will negatively affect your AAoA.

i'll try but if i remember correctly i tried after realizing i should've applied for the PRG and they told me they wouldnt upgrade it, that i'd have to apply separately.

 

[BaldingSoHard]

No it isnt

Credit is borrowing money, charge cards carry no balance ho, but dont worry, im sure someone like you aint got a good enough credit score to get one in the first damn place

Pay $200 a year to borrow money, brehs.

 

[dtownreppin214]

i'll try but if i remember correctly i tried after realizing i should've applied for the PRG and they told me they wouldnt upgrade it, that i'd have to apply separately.

that sucks.

another option is to threaten to close the card and then when they beg you to stay try to re-negotiate the terms to get rid of the annual fee. that way you can keep it open without the fee.