Thoughts On AMEX Charge Cards?

[Heretic]

It doesnt matter if you buy your house or cars with cash.

Realistically, how many people can do that? Also I said earlier that unless you have lots of cash laying around, you need credit to do that.

 

[Lakers Offseason]

I love mine. Yeah there's a $450 yearly fee, but I use it and travel so much that it practically pays for itself.

What card are you using?

 

[Dank Hill]

What card are you using?

business platinum

 

[PUT IN WORK]

I have the Blue by AMEX. Got in 2008 with no interest for 12 months. Used it for one trip paid it off and locked it in my drawer. They keep increasing my credit limit though but i aint touching the ish until some emergency comes sup. Only CC i use right now is the citi simplicty card. Their rewards are good but i don't racking up CC bills like that to ever get anything significant.

Here: 0% APR Credit Cards: Apply Now - CreditCards.com

 

[PUT IN WORK]

Like I said, run the numbers. A point with one card doesn't equal points with another. Some points go further.

For me, it didn't make sense to pay the fee, if it does for you, then go for it.

^^This...Also, When it comes to CC all of us have different spending habits. So there is no one card that will suit everyone.

 

[SumBlackguyz]

They sent me an application for a amex gold. Should i take it? Never really used CC's except for best buy and tool trucks

 

[BlvdBrawler]

They sent me an application for a amex gold. Should i take it? Never really used CC's except for best buy and tool trucks

Same answer that's been given a dozen times already in the thread. If the benefits outweigh the annual fee, then go for it.

 

[Sierra Mist]

My goal by next year is to have a Gold Card. Those SONY/Roc Nation checks better keep coming. Shoutouts to anyone over 30 who can get one. Most people piss away their credit during the first 2 years of undergrad.

 

[Czerka]

the best cards out are sapphire preferred by chase. great way to rack up points. i use that and discover miles. only had the latter for a year and already have 20,000 miles on it

 

[Broke Wave]

My goal by next year is to have a Gold Card. Those SONY/Roc Nation checks better keep coming. Shoutouts to anyone over 30 who can get one. Most people piss away their credit during the first 2 years of undergrad.

we gon just let this slide brehs?

 

[ThiefyPoo]

we gon just let this slide brehs?

The nikka been saying he writing for sony for like 2 weeks now or was it he was gonna be on x-factor


Anyway im not big on cars but im so happy my credit was good enough to buy my moms one.

I'm into clothes and all that shyt cars aint never been a big deal to me cause when i get what i want i know its gonna be super expensive (audi A8).

I got a older luxury car now but i paid cash for it.

You need credit yall just pace yourself and dont spend what you cant afford.

 

[CrimsonTider]

we gon just let this slide brehs?

He stay dropping shyt like he in the industry.

 

[villain]

yeah you know i got a personal AMEX Centurion card, commonly referred to by you broke nikkas as the "Black card".
the perks is cool and all, but i feel like they shoulda gave me a exotical dime for a chaffeur and not this old senile ass white man they got drivin me around.

also, the card is very heavy and take up a lot of space in my Hermès © wallet, so you may want to take that into consideration

 

[Sierra Mist]

He stay dropping shyt like he in the industry.

You people worry about me too much.

 

[god shamgod]

American express is for people who can afford to pay off what they charge in one statement.I'm not one of those people yet so I aint fukkin with them