That's what insurance is for. Otherwise you wouldn't give out driver's licenses either.
Oh no, the discussion I was having about was more on the "someone dies" tip.
My point is; people almost crash all the time and usually the "almost" happens because the other driver can tell that you're fukking up and they do something about it. If you as a human being see a driver run a red light, depending on his speed you have the ability to step on brakes as a response to him fukking up. Sure you'll be swearing like a sailor as you're doing it, but at least the crash has been avoided.
A driverless car doesn't have that, because a driverless car 100% attention is set on following the rules by the book. So if the light turns green the driverless car just goes, it doesn't see a car violating the rules through peripheral vision. So the car crashes, and people die. Now we can pin the deaths on the careless driver, but a good defense will be able to challenge the verdict if it can prove that the driverless car could've avoided collision if it wasn't driverless...if behind the wheel there was somebody ready to pump the brakes while saying: "Dafuq is wrong with this nikka?!

"