Unpaid medical debt will no longer appear on credit reports

[Luke Cage]

I got hurt really bad once, almost bled to death, Woke up in a hospital the next morning with stitches.

Never paid them a penny. I didn't consent that, didn't get an opportunity to negotiate anything. If you gonna save my life just leave it that. let it be a good altruistic deed.

 

[Vandelay]

 

[CopiousX]

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

These are some genuinely evil people

 

[Mike Nasty]

I can't take anyone who votes for the right seriously.

 

[Brolic]

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

What if you had $400 in medical debt from 2 years ago? Is it retroactive?

 

[DonB90]

I was just about to troll post did Republicans overturn this yet?

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

 

[Yinny]

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

Texas leading the charge as usual

 

[Amestafuu (Emeritus)]

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

@TripleAgent form your squad of c00ns and come juelz this.

Insurmountable L's. 6 months in.

 

[get these nets]

@Amestafuu (Emeritus)

Just add the Trump/Bothsiders to ignore list. The factors that lead them to publicly express those views, are the same ones that prevent them from manning up and admitting that they were wrong.

 

[FaTaL]

What if you had $400 in medical debt from 2 years ago? Is it retroactive?

you can bet your azz it is, pay up pay up

 

[beenz]

Federal judge reverses rule that would have removed medical debt from credit reports

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports.U.S.

apnews.com

07/15/25

another instance of inbred voting against their own interest

 

[Yinny]

I have quite a bit of medical debt, especially for fukking ambulances - my insurance paid like $800 per, but they bill like 2k for not even 20 minute rides and no life-saving equipment need. I have to call them to basically tell them to accept the insurance rate and stfu bc it's ridiculous I'm not paying that shyt.

 

[eXodus]

What if you had $400 in medical debt from 2 years ago? Is it retroactive?

Do your own independent research but I think you are good mud.

Experian, Equifax, and TransUnions decision to remove and no longer report any medical collection accounts with balances under $500 is a separate policy, not based on the CFPB rule that just got reversed.

 

[beenz]

I have quite a bit of medical debt, especially for fukking ambulances - my insurance paid like $800 per, but they bill like 2k for not even 20 minute rides and no life-saving equipment need. I have to call them to basically tell them to accept the insurance rate and stfu bc it's ridiculous I'm not paying that shyt.

my credit score is like 830 right now, but I've missed medical debts by accident over the years, and if it were to pop up on my credit report, I simply wouldn't care TBH. I don't even need credit anymore so they can suck my balls.

 

[CopiousX]

I have quite a bit of medical debt, especially for fukking ambulances - my insurance paid like $800 per, but they bill like 2k for not even 20 minute rides and no life-saving equipment need. I have to call them to basically tell them to accept the insurance rate and stfu bc it's ridiculous I'm not paying that shyt.

Im curious.

Would you accept a tax increase in order to reduce the cost of ambulances?

When I was growing up I remember a lot more ambulances belonging to the county. These days, they all seem to be private companies. I'm sure each of them is trying to get their little profit on each ride. It seems like this is a service that shouldn't be privatized at all, to eliminate the profit incentive.


Just off of some napkin math, it should be about 1.5 m to run and staff a single ambulance 365/24/7, not including liability insurance. At that $2000 per ride rate, they would only need to deal with two emergencies a day to make that amount. And we all know they have a lot more cases than that, so I smell a profit incentive for your high charges